12481 Winton Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 12481 Winton Rd, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,097 sqft
Lot Size	3.28 acres (142,877 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (May 2018)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Oct 2019 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-090-014-000`

Property Details

APN / Parcel Number

Primary APN	`040-090-014-000`
Alternative APN	`4009001400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
1st Floor Area	2,097 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Wood
Lot Area	142,877 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	12481 WINTON RD
City	SUTTER CREEK
State	CA
Zip	95685-9653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	54M03 PAR 2
Legal Subdivision	IONE
Legal Block	9
Legal Lot Number	8
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3003
Census Tract	401

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1719, SUTTER CREEK, CA 95685-1719
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
May 24, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 24, 2018	Affidavit of Death, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Dec 27, 2002 · Amount on Record
Deed Document Number	20183861
Prior Transfer Date	Mar 27, 2013
Prior Transfer Doc	0000003177
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	12481 WINTON RD, SUTTER CREEK, CA 95685-9653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007484
Date	Oct 7, 2019
Instrument	2019-0007484

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	May 24, 2018
Property Address	12481 WINTON RD, SUTTER CREEK, CA 95685-9653
Document Number	0000003861
Map Reference	MB54 PG3
Instrument Date	May 23, 2018
Instrument	2018-0003861
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12481 WINTON RD, SUTTER CREEK, CA 95685-9653

Mortgage

Document Number	0000003862
Date	May 24, 2018
Instrument	2018-0003862

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	AMADOR CA
Recording Date	May 24, 2018
Property Address	12481 WINTON RD, SUTTER CREEK, CA 95685-9653
Document Number	0000003860
Instrument Date	May 15, 2018
Instrument	3860
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	NORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12481 WINTON RD SUTTER CREEK CA 956859653, SUTTER CREEK, CA 95685-9653

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,471 (+2%) Land $54,654 Building $239,817
2025	$3,010.00 (+4.12%)	$288,698 (+4.04%) Land $53,583 Building $235,115
2024			$507,330
2023	$2,891.00 (+3.29%)	$277,489 Land $51,503 Building $225,986
2022	$2,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1986–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures