12481 Waterloo Dr, Chino, CA 91710 Property Records

San Bernardino County property record for 12481 Waterloo Dr, Chino, CA 91710

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,971 sqft · built 1977
Lot Size	0.164 acres (7,140 sqft)
Owner	2 Company Names on Record
Last Sale	$700,000 (Aug 2022)
Tax Bill	$8,179 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1015-161-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1015-161-05-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,971 sqft Living Area
Gross Area	2,411 sqft
1st Floor Area	1,971 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,140 sqft (0.164 acres)
Lot Dimensions	119 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12481 WATERLOO DR
City	CHINO
State	CA
Zip	91710-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9177 LOT 37
Legal Subdivision	TRACT NO. 9177
Legal Tract	9177
Legal Block	2
Legal Lot Number	37
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	1703

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12481 WATERLOO DR, CHINO, CA 91710-2765
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Grant Deed, Transfer · Conventional Mortgage NMSI INC
Apr 11, 2022	Grant Deed, Transfer · Commercial Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Apr 11, 2022 · Amount on Record
Deed Document Number	2022265950
Prior Transfer Date	Oct 6, 2008
Prior Transfer Doc	0000470837
Record Updated	Sep 20, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 2, 2022
Property Address	12481 WATERLOO DR, CHINO, CA 91710-2765
Document Number	0000265950
Map Reference	MB 129 PG 51&52
Instrument Date	Jul 25, 2022
Instrument	2022-0265950
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO TORRANC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12481 WATERLOO DR, CHINO, CA 91710-2765

Mortgage

Document Number	0000265951
Date	Aug 2, 2022
Instrument	2022-0265951

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12.2%
Index	Other
Margin	4
Max Rate	12.2%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 11, 2022
Property Address	12481 WATERLOO DR, CHINO, CA 91710-2765
Document Number	0000134800
Map Reference	MB 129 PG 51&52
Instrument Date	Mar 24, 2022
Instrument	2022-0134800
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12481 WATERLOO DR, CHINO, CA 91710-2765
Investor	Possibly a Property Investor

Mortgage

Document Number	0000159222
Date	Apr 28, 2022
Instrument	2022-0159222

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$742,846 (+2%) Land $259,996 Building $482,850
2025	$8,179.00 (+5.79%) Homeowner's exemption	$728,280 (+4.04%) Land $254,898 Building $473,382
2023	$7,731.00 (+38.03%) Homeowner's exemption	$700,000 Land $245,000 Building $455,000
2022	$5,601.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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