12481 Melon Dr, Rancho Cucamonga, CA 91739 Property Records

San Bernardino County property record for 12481 Melon Dr, Rancho Cucamonga, CA 91739

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,194 sqft · built 2010
Lot Size	0.166 acres (7,208 sqft)
Owner	2 Trust Names on File
Last Sale	$805,000 (Jul 2021)
Tax Bill	$13,022 (2025)
Deeds & Mortgages	Jul 2021 Sale Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1087-121-02-0000`

Property Details

APN / Parcel Number

Primary APN	`1087-121-02-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	2,194 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,208 sqft (0.166 acres)
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12481 MELON DR
City	RANCHO CUCAMONGA
State	CA
Zip	91739-8983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16227-1 LOT 73 BOOK 311 PAGE 88 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 16227 1
Legal Tract	16227-1
Legal Block	1
Legal Lot Number	73
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1007
Census Tract	2043

Owner

12481 Melon Dr is owner-occupied and held in a trust since July 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	12481 MELON DR, RANCHO CUCAMONGA, CA 91739-8983
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Grant Deed, Transfer STEWART TITLE OF CA INC
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GRAND CASTLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Mar 8, 2011
Deed Document Number	2021308112
Last Transfer Date	Jul 29, 2025
Transfer Doc	0000185068
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 8, 2021
Property Address	12481 MELON DR, RANCHO CUCAMONGA, CA 91739-8983
Document Number	0000308112
Map Reference	MB 311 PG 88-99
Instrument Date	Jul 7, 2021
Instrument	2021-0308112
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1623 KAIBAB LOOP, PRESCOTT, AZ 86303-5304

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12481 MELON DR, RANCHO CUCAMONGA, CA 91739-8983
Document Number	0000129236
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12481 MELON DR RANCHO CUCAMONGA CA 917398983, RANCHO CUCAMONGA, CA 91739-8983

Mortgage

Document Number	0000129236
Date	Apr 15, 2020
Instrument	129236

Lender

Name	GRAND CASTLE INC
Address	WALNUT, CA 91789

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12481 Melon Dr was $13,022.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$871,358 (+2%) Land $303,081 Building $568,277
2025	$13,022.00 Homeowner's exemption	$854,272 Land $297,138 Building $557,134
2023	$12,553.00 (+0.18%) Homeowner's exemption	$821,100 Land $285,600 Building $535,500
2022	$12,531.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12481 Melon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12481 Melon Dr is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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