12481 Drayton Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 12481 Drayton Dr, Spring Hill, FL 34609

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.596 acres (25,944 sqft)
Owner	2 Individual Names on File
Last Sale	$348,990 (Nov 2025)
Tax Bill	$970 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0874-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0874-0110`
Alternative APNs	`00458695` `458695`

Exterior

Lot Area	25,944 sqft (0.596 acres)
Lot Dimensions	262 ft deep x 45 ft wide

Location & Zoning

Account Number	00458695
Street Address	12481 DRAYTON DR
City	SPRING HILL
State	FL
Zip	34609-4222
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SPRING HILL UNIT 13 BLK 874 LOT 11 ORB 1995 PGS 1115-16
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	874
Legal Lot Number	11
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	40907

Owner

12481 Drayton Dr, residential vacant land, is owned and occupied by two individuals who bought it in November 2025.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12481 DRAYTON DR, SPRING HILL, FL 34609-4222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Apr 23, 2025	Warranty Deed, Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC
Nov 30, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Prior Sale	Apr 23, 2025 · Amount on File
Deed Document Number	202576965
Deed Book / Page	4630 / 1419
Prior Transfer Date	Feb 7, 2005
Prior Transfer Doc	0019951115
Record Updated	Oct 29, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 6, 2025
Property Address	12481 DRAYTON DR, SPRING HILL, FL 34609-4222
Document Number	0046301419
Book / Page	4630 / 1419
Map Reference	MB 8 PG 84-100
Instrument Date	Oct 28, 2025
Instrument	2025076965
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 SW 34TH AVE # AVE101A, AVE101A, OCALA, FL 34474-7448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12481 DRAYTON DR, SPRING HILL, FL 34609-4222

Mortgage

Document Number	0046301420
Date	Nov 6, 2025
Instrument	4630/1420

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 23, 2025
Property Address	12481 DRAYTON DR, SPRING HILL, FL 34609-4222
Document Number	0045490167
Book / Page	4549 / 167
Map Reference	MB 8 PG 84-100
Instrument Date	Apr 10, 2025
Instrument	2025027093
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 OAK ST # 2, 2, HYDE PARK, MA 02136-2745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 SW 34TH AVE STE 101A, 101A, OCALA, FL 34474-4438

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Nov 30, 2023
Property Address	12481 DRAYTON DR, SPRING HILL, FL 34609-4222
Document Number	0043681845
Book / Page	4368 / 1845
Map Reference	MB 8 PG 84-100
Instrument Date	Oct 14, 2023
Instrument	2023075459
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 OAK ST, HYDE PARK, MA 02136-2745

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	66 OAK ST, HYDE PARK, MA 02136-2745

Tax Assessment & Valuation

The 2025 property tax bill for 12481 Drayton Dr was $970.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$970.00	$57,648	$61,228 Land $61,228
2023		$24,691 (-41.61%)
2022	$550.00	$42,289 Land $42,289	$52,407 Land $52,407

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12481 Drayton Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12481 Drayton Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, T-Mobile, Verizon.

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