12480 Regency Ave, Seminole, FL 33772 Property Records

Pinellas County property record for 12480 Regency Ave, Seminole, FL 33772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1977
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$632,000 (Oct 2023)
Tax Bill	$5,284 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-752-7092-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-752-7092-6`
Alternative APNs	`28-30-15-09724-002-0290` `301528097240020290` `153028097240020290` `R303503`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	3,305 sqft
1st Floor Area	2,128 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	93 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	55 sqft
Deck Area	112 sqft
Patio Area	112 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R303503
Street Address	12480 REGENCY AVE
City	SEMINOLE
State	FL
Zip	33772-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BOCA CIEGA RIDGE 5TH ADD UNIT THREE BLK 2, LOT 29
Legal Range	15E
Legal Township	30S
Legal Section	28
Legal Subdivision	BOCA CIEGA RIDGE 5TH ADD
Legal Tract	9724
Legal Block	2
Legal Lot Number	29
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2007
Census Tract	25121

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12480 REGENCY AVE, SEMINOLE, FL 33772-3901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Apr 26, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 19, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 14, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Feb 24, 2022 · Amount on Record
Deed Document Number	2023277311
Deed Book / Page	22608 / 569
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 30, 2023
Property Address	12480 REGENCY AVE, SEMINOLE, FL 33772-3901
Document Number	0226080569
Book / Page	22608 / 569
Map Reference	MB 76 PG 45
Instrument Date	Oct 20, 2023
Instrument	2023277311
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	NOT AVAILABLE, SUN GULF RE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,424.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13799 PARK BLVD # 128, 128, SEMINOLE, FL 33776-3402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12480 REGENCY AVE, SEMINOLE, FL 33772-3901

Mortgage

Document Number	0022608572
Date	Oct 30, 2023
Instrument	22608/572

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 24, 2022
Property Address	12480 REGENCY AVE, SEMINOLE, FL 33772-3901
Document Number	0219471662
Book / Page	21947 / 1662
Map Reference	MB 76 PG 45
Instrument Date	Feb 22, 2022
Instrument	2022059638
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12480 REGENCY AVE, SEMINOLE, FL 33772-3901

Mortgage

Document Number	0219471664
Date	Feb 24, 2022
Instrument	21947/1664

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12480 REGENCY AVE, SEMINOLE, FL 33772-3901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205161503
Date	Apr 26, 2019
Book Page	20516/1503
Instrument	2019132121

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12480 REGENCY AVE, SEMINOLE, FL 33772-3901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208890001
Date	Feb 19, 2020
Book Page	20889/0001
Instrument	2020056487

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12480 REGENCY AVE, SEMINOLE, FL 33772-3901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12480 REGENCY AVE, SEMINOLE, FL 33772-3901

Mortgage

Document Number	0212972399
Date	Dec 14, 2020
Book Page	21297/2399
Instrument	2020375377

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,284.00 (-24.37%) Homeowner's exemption Veteran's exemption	$331,337 (-23.47%)	$523,215 (+20.85%) Land $151,001 Building $372,214
2023	$6,987.00 (+182.76%) Homeowner's exemption	$432,929 (+148.21%)	$432,929 (+14.31%) Land $183,442 Building $249,487
2022	$2,471.00 Homeowner's exemption	$174,420	$378,721 Land $172,848 Building $205,873

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 94 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Regency Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures