12480 Pine Bluff Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 12480 Pine Bluff Rd, Midland, NC 28107 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,508 sqft Living Area
Lot Size	43,996 sqft (1.01 acres)
Occupancy	Owner Occupied
Last Sale	$174,000 (2018)
Tax Bill	$2,125.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`5565 10 2194`
Alternative APNs	`10011 0016.100000` `126038`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,508 sqft Living Area
Gross Area	3,178 sqft Gross Area
1st Floor	1,508 sqft 1st Floor
Basement Area	1,178 sqft Basement
Unfinished Basement	1,178 sqft Unfinished
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	Ranch Style
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	43,996 sqft (1.01 acres)
Lot Width	210 ft Width
Driveway	Driveway Concrete
Driveway Area	3,050 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	440 sqft Garage
Porch Area	52 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	126038
Street Address	12480 PINE BLUFF RD
City	MIDLAND
State	NC
Zip	28107-6777
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	WEST SIDE PINE BLUFF CHURCH RD
Legal Subdivision	DOWNTOWN MIDLAND
Jurisdiction	CABARRUS NC
Minor Civil Division	10, MIDLAND
Census Blockgroup	1
Census Block	1003
Census Tract	41603

Owner

Source: Cabarrus County records · APN 5565 10 2194

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12480 PINE BLUFF RD, MIDLAND, NC 28107-6777
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Deed Book / Page	13188 / 28
Prior Transfer Date	May 15, 2006
Prior Transfer Doc	6757123
Record Refreshed	Jun 08, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 19, 2018
Property Address	12480 PINE BLUFF RD, MIDLAND, NC 28107-6777
Document Number	1318828
Book / Page	013188 / 000028
Instrument Date	Sep 19, 2018
Instrument	23447
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12480 PINE BLUFF RD MIDLAND NC 281076777, MIDLAND, NC 28107-6777

Mortgage

Document Number	1318830
Date	Sep 19, 2018
Book Page	013188/000030
Instrument	23448

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (+43.1%)	$314,360 (+77.84%) Land $50,370 Building $263,990
2024			$314,360 (+77.84%) Land $50,370 Building $263,990
2023	$1,485.00	$176,770 Land $27,840 Building $148,930	$176,770 Land $27,840 Building $148,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.