12480 Irwin Way, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 12480 Irwin Way, Boulder Creek, CA 95006

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,653 sqft · built 1939
Lot Size0.669 acres (29,142 sqft)
Owner2 Individual Names on Record
Last Sale$476,000 (Jun 1998)
Tax Bill$4,114 (2025)
Deeds & MortgagesOct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN090-111-04

Property Details

APN / Parcel Number

Primary APN090-111-04
Alternative APN
  • 090-111-04-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Building Area2,653 sqft Living Area
Gross Area3,085 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area29,142 sqft (0.669 acres)
TerrainSteep
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Deck Area505 sqft
Patio Area505 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address12480 IRWIN WAY
CityBOULDER CREEK
StateCA
Zip95006-9428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1006
Census Tract120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12480 IRWIN WAY, BOULDER CREEK, CA 95006-9428
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 1998 · Amount on Record
Deed SaleJun 8, 1998 · Amount on Record
Deed Document Number199831812
Last Transfer DateOct 21, 2019
Transfer Doc0000032654
Record UpdatedSep 20, 2026

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 23, 2019
Property Address12480 IRWIN WAY, BOULDER CREEK, CA 95006-9428
Document Number0000032654
Instrument DateOct 21, 2019
Instrument32654
Transaction TypeTransfer
Record UpdatedNov 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12480 IRWIN WAY BOULDER CREEK CA 950069428, BOULDER CREEK, CA 95006-9428

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,874 (+2%) Land $95,108 Building $225,766
2025$4,114.00 (+5.95%) Homeowner's exemption$314,582 (+4.04%) Land $93,243 Building $221,339
2023$3,883.00 (+2.53%) Homeowner's exemption$302,367 Land $89,623 Building $212,744$916,920
2022$3,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1980–2017)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 8 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Irwin Way

Nearby Streets

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