12480 Dice Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 12480 Dice Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,380 sqft · built 1966
Lot Size	0.681 acres (29,664 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Feb 2021)
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-06-4008-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-06-4008-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,664 sqft (0.681 acres)
Lot Dimensions	258 ft deep x 115 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	636 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	12480 DICE RD
City	FREELAND
State	MI
Zip	48623-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM AT S 1/4 CORN OF SEC 6 TH E 115 FT TO POB TH N 258 FT TH E 113.46 FT TH S 258.02 FT TH W 115 FT TO POB 0.68 ACRE SEC 6
Legal Range	03E
Legal Township	12N
Legal Section	06
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	2
Census Block	2010
Census Tract	12002

Owner

12480 Dice Rd is owned and occupied by an individual who bought it in February 2021.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	12480 DICE RD, FREELAND, MI 48623-9217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU
Jun 2, 2017	Intrafamily Transfer, Transfer SAGINAW MEDICAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2021 · Amount on File
Deed Sale	Feb 4, 2021 · Amount on File
Prior Sale	Aug 13, 2004 · Amount on File
Deed Document Number	20213887
Prior Transfer Date	May 24, 2017
Prior Transfer Doc	0000017436
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 4, 2021
Property Address	12480 DICE RD, FREELAND, MI 48623-9217
Document Number	2021003887
Instrument Date	Jan 29, 2021
Instrument	2021003887
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12480 DICE RD, 12480, FREELAND, MI 48623-9217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12130 DORWOOD RD, BURT, MI 48417-9415

Mortgage

Document Number	2021003888
Date	Feb 4, 2021
Instrument	2021003888

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jun 2, 2017
Property Address	12480 DICE RD, FREELAND, MI 48623-9217
Document Number	2017017436
Instrument Date	May 24, 2017
Instrument	2017017436
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12480 DICE RD, 12480, FREELAND, MI 48623-9217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12480 DICE RD, FREELAND, MI 48623-9217

Mortgage

Document Number	0000017437
Date	Jun 2, 2017
Instrument	2017017437

Lender

Name	SAGINAW MEDICAL FCU
Type	Credit Union
Address	SAGINAW, MI 48608

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 12480 Dice Rd was $2,961 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,100	$198,200
2025	$2,961.00 Homeowner's exemption
2023		$71,000	$142,000
2022	$2,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12480 Dice Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12480 Dice Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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