1248 US 19e, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 1248 US 19e, Spruce Pine, NC 28777

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2013)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0779-00-48-0028`

Property Details

APN / Parcel Number

Primary APN	`0779-00-48-0028`
Alternative APN	`555630098`

Exterior

Lot Area	88,427 sqft (2.03 acres)

Location & Zoning

Account Number	555630098
Street Address	1248 US 19E
City	SPRUCE PINE
State	NC
Zip	28777-6112
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	19E & 1235
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2049
Census Tract	950400

Owner

Source: Mitchell County records · APN 0779-00-48-0028

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1248 US 19E, SPRUCE PINE, NC 28777-6112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2013 · Amount on Record
Deed Sale	Oct 01, 2013 · Amount on Record
Prior Sale	Feb 14, 2013 · Amount on Record
Deed Document Number	0000541454
Deed Book / Page	541 / 454
Record Updated	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	1248 US 19E, SPRUCE PINE, NC 28777-6112
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000597/303
Date	Dec 14, 2018
Book Page	597/303
Instrument	2018002118

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2039

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,148.00 (+1.61%)	$491,900 (-) Land $46,300 Building $445,600
2023	$3,098.00	$491,900 Land $46,300 Building $445,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber · Cable	1,000 / 1,000

Based on FCC filings for 60 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PENLAND SCHOOL OF CRAFTS private · serves 100 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.