Contra Costa County property record for 1248 Upper Happy Valley Rd, Lafayette, CA 94549 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,707 sqft · built 1997 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $4,295,000 (May 2026) |
| Tax Bill | $18,388 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2026 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-170-032-6 |
| Primary APN | 246-170-032-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 4,707 sqft Living Area |
| 1st Floor Area | 3,126 sqft |
| 2nd Floor Area | 1,581 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Type | Attached |
| Garage Area | 758 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1248 UPPER HAPPY VALLEY RD |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-2725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REC OF SURVEY 40 LSM 29 POR PCL A & POR PCL B |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 348000 |
Source: Contra Costa County records · APN 246-170-032-6
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1248 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2725 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CREDIT UNION |
| May 11, 2026 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Apr 17, 2024 | Deed of Trust, Mortgage · Construction Mortgage PRIVATE MONEY LENDING INC |
| Jul 12, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MILESTONE FINANCIAL LLC |
| Jan 08, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC |
| Dec 26, 2018 | Quit Claim Deed, Transfer CHEW HEIDI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Apr 22, 1996 · Amount on Record |
| Deed Document Number | 202648619 |
| Prior Transfer Date | Dec 20, 2018 |
| Prior Transfer Doc | 0000206116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 26, 2026 |
| Property Address | 1248 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2725 |
| Document Number | 0000067672 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202667672 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust, 222 |
| Address | 1248 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2725 |
| Document Number | 0000067672, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202667672 |
| Name | GOLDEN 1 CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 11, 2026 |
| Property Address | 1248 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2725 |
| Document Number | 0000048619 |
| Instrument Date | May 05, 2026 |
| Instrument | 2026.48619 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $477,174.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 1248 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2725 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1248 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2725 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL |
| Name | Verified Name |
|---|---|
| Address | 1248 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2725 |
| Document Number | 0000035682 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 2024-035682 |
| Name | PRIVATE MONEY LENDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | MERCED, CA 95340 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1248 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2725 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1248 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2725 |
| Document Number | 0000066159 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023-066159 |
| Name | MILESTONE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | LOS ALTOS, CA 94022 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1248 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2725 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003523 |
|---|---|
| Date | Jan 08, 2020 |
| Instrument | 2020-003523 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1248 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2725 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 171, LAFAYETTE, CA 94549-0171 |
| Document Number | 0000212623 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021-212623 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOLLYWOOD, FL 33020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 26, 2018 |
| Property Address | 1248 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2725 |
| Document Number | 0000206116 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 206116 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 300 N CIVIC DR #506 WALNUT CREEK CA 945963638, 506, WALNUT CREEK, CA 94596-3638 |
| Document Number | 206118 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 206118 |
| Name | CHEW HEIDI |
|---|---|
| Address | 1080 SERRANO CT, LAFAYETTE, CA 94549-3123 |
| Amount | Amount Recorded |
|---|
| Document Number | 206117, |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 206117 |
| Name | ROAN HLDGS INC + |
|---|---|
| Address | 8180 E KAISER BLVD, ANAHEIM, CA 92808-2277 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 25, 2020 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,524,253 (+2%) Land $652,371 Building $871,882 | |
| 2025 | $18,388.00 (+3.52%) | $1,494,367 (+4.04%) Land $639,580 Building $854,787 |
| 2023 | $17,762.00 (+1.55%) | $1,436,342 Land $614,746 Building $821,596 |
| 2022 | $17,491.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133480002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 4 (1980–2010) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jan 2010, rainfall accumulation |
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | About 1 in 292 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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