Burke County property record for 1248 Star Ln, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,796 sqft · built 2003 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Apr 2025) |
| Tax Bill | $1,437 (2026) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1774271557 |
| Primary APN | 1774271557 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 622 sqft |
| Finished Basement | 622 sqft |
| Flooring | Wood |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 23,087 sqft (0.53 acres) |
| Porch | Porch |
| Deck Area | 80 sqft |
| Patio Area | 107 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1248 STAR LN |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-3967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1248 STAR LN MORGANTON, NC 28655 |
| Legal Subdivision | GRANDVIEW SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20203 |
1248 Star Ln is owned and occupied by two individuals who bought it in April 2025.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1248 STAR LN, MORGANTON, NC 28655-3967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2025 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on File |
| Deed Sale | Apr 17, 2025 · Amount on File |
| Prior Sale | Apr 26, 2024 · Amount on File |
| Deed Document Number | 20252349 |
| Deed Book / Page | 2800 / 257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 17, 2025 |
| Property Address | 1248 STAR LN, MORGANTON, NC 28655-3967 |
| Document Number | 0028000257 |
| Book / Page | 2800 / 257 |
| Map Reference | MB 19 PG 151 |
| Instrument Date | Apr 17, 2025 |
| Instrument | 2025002349 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 345 ATLAS DR, LEBANON, IN 46052-0800 |
| Name | Verified Name |
|---|---|
| Address | 1248 STAR LN, MORGANTON, NC 28655-3967 |
| Document Number | 2025002350 |
|---|---|
| Date | Apr 17, 2025 |
| Instrument | 2025002350 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Number | 0028000276 |
|---|---|
| Date | Apr 17, 2025 |
| Book Page | 2800/276 |
| Instrument | 2025002351 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27609 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 26, 2024 |
| Property Address | 1248 STAR LN, MORGANTON, NC 28655-3967 |
| Document Number | 0027410236 |
| Book / Page | 2741 / 236 |
| Map Reference | MB 19 PG 151 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2024003567 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 N COUNCIL OAKS ST, MORGANTON, NC 28655-9044 |
| Name | Verified Name |
|---|---|
| Address | 1248 STAR LN, MORGANTON, NC 28655-3967 |
| Investor | Possibly a Property Investor |
| Document Number | 2024003568 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 2024003568 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Feb 11, 2020 |
| Property Address | 1248 STAR LN, MORGANTON, NC 28655-3967 |
| Document Number | 0024480748 |
| Book / Page | 2448 / 0748 |
| Map Reference | MB 19 PG 151 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 2017037109 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1248 STAR LN, MORGANTON, NC 28655-3967 |
| Document Number | 2017037110 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2017037110 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
The 2026 property tax bill for 1248 Star Ln was $1,437, up 0.3% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,437.00 (+0.35%) | $211,135 (-) Land $12,790 Building $198,345 | $211,135 (-) Land $12,790 Building $198,345 |
| 2025 | $1,432.00 | $211,135 Land $12,790 Building $198,345 | $211,135 Land $12,790 Building $198,345 |
| 2023 | $1,439.00 | $211,135 Land $12,790 Building $198,345 | $211,135 Land $12,790 Building $198,345 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1248 Star Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1248 Star Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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