1248 Rose Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1248 Rose Ln, Lafayette, CA 94549

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,420 sqft · built 1994
Lot Size0.525 acres (22,879 sqft)
OwnerTrust Name on File
Tax Bill$20,988 (2025)
Deeds & MortgagesOct 2021 Transfer
Oct 2021 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN245-170-009-6

Property Details

APN / Parcel Number

Primary APN245-170-009-6
Alternative APN
  • 245-170-009

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area4,420 sqft Living Area
1st Floor Area2,406 sqft
2nd Floor Area2,014 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area22,879 sqft (0.525 acres)
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1248 ROSE LN
CityLAFAYETTE
StateCA
Zip94549-3032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionT6459 L9
Legal SubdivisionSUBDIVISION 6459
Legal Tract6459
Legal Lot Number9
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3002
Census Tract348000

Owner

1248 Rose Ln is held in a trust since October 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address1248 ROSE LN, LAFAYETTE, CA 94549-3032
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Intrafamily Transfer, Transfer
Oct 14, 2021Intrafamily Transfer, Transfer
Oct 22, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Aug 26, 2019Quit Claim Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jun 18, 2019Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Mar 21, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF NAT'L TR & SVGS
Jan 29, 2018Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 11, 2021
Transfer Doc0000283112
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateOct 14, 2021
Property Address1248 ROSE LN, LAFAYETTE, CA 94549-3032
Document Number0000283112
Map ReferenceMB 305 PG 4
Instrument DateOct 11, 2021
Instrument2021-283112
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1248 ROSE LN, LAFAYETTE, CA 94549-3032

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateOct 14, 2021
Property Address1248 ROSE LN, LAFAYETTE, CA 94549-3032
Document Number0000283107
Map ReferenceMB 305 PG 4
Instrument DateOct 11, 2021
Instrument2021-283107
Transaction TypeTransfer
Record UpdatedNov 3, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1248 ROSE LN, LAFAYETTE, CA 94549-3032

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1248 ROSE LN, LAFAYETTE, CA 94549-3032
Document Number0000191753
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedNov 8, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1248 ROSE LN LAFAYETTE CA 945493032, LAFAYETTE, CA 94549-3032
InvestorPossibly a Property Investor

Mortgage

Document Number0000191753
DateOct 30, 2019
Instrument191753
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount on Record
Term360 Months
DueOct 29, 2049

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 26, 2019
Property Address1248 ROSE LN, LAFAYETTE, CA 94549-3032
Document Number0000137309
Instrument DateAug 14, 2019
Instrument137309
Transaction TypeTransfer
Record UpdatedSep 2, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1248 ROSE LN LAFAYETTE CA 945493032, LAFAYETTE, CA 94549-3032

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJun 18, 2019
Property Address1248 ROSE LN, LAFAYETTE, CA 94549-3032
Document Number0000091990
Instrument DateJun 12, 2019
Instrument91990
Transaction TypeTransfer
Record UpdatedJun 27, 2019
Title CompanyCORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$792.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1248 ROSE LN LAFAYETTE CA 945493032, LAFAYETTE, CA 94549-3032

Mortgage

Document Number91991
DateJun 18, 2019
Instrument91991
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Address1050 WOODWARD AVE, DETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 17, 2049

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1248 ROSE LN, LAFAYETTE, CA 94549-3032
Document Number0000047606
Instrument DateMar 21, 2018
Transaction TypeMortgage
Record UpdatedApr 5, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1248 ROSE LN LAFAYETTE CA 945493032, LAFAYETTE, CA 94549-3032

Mortgage

Document Number0000047606
DateMar 28, 2018
Instrument47606
Lender
NameBANK OF NAT'L TR & SVGS
TypeBank
Address4909 SAVARESE CIR, TAMPA, FL 33634-2413
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1248 ROSE LN, LAFAYETTE, CA 94549-3032
Document Number0000020290
Instrument DateJan 29, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyTITLE RESOURCES GUARANTY COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1248 ROSE LN LAFAYETTE CA 945493032, LAFAYETTE, CA 94549-3032

Mortgage

Document Number0000020290
DateFeb 8, 2018
Instrument20290
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term180 Months
DueFeb 7, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1248 Rose Ln was $20,988.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityLafayette City
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictLafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,893,069 (+2%) Land $707,338 Building $1,185,731
2025$20,988.00$1,855,951 Land $693,469 Building $1,162,482
2023$21,559.00 (+1.54%)$1,783,885 Land $666,542 Building $1,117,343
2022$21,231.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1248 Rose Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1980–2019)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1248 Rose Ln is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 48% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Unwired
Fixed Wireless
300 / 25

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