1248 River Rd, Suffolk, VA 23434 Property Records

Suffolk City property record for 1248 River Rd, Suffolk, VA 23434

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,040 sqft · built 1961
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$263,000 (Mar 2020)
Tax Bill$3,708 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Apr 2019 Sale & Construction Loan
APN26B*75

Property Details

APN / Parcel Number

Primary APN26B*75
Alternative APN
  • 303170000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,040 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick Veneer
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number303170000
Street Address1248 RIVER RD
CitySUFFOLK
StateVA
Zip23434-2926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES LOW-ME
Legal DescriptionL 75 NANSE RIVER SHORES
Legal SubdivisionNANSEMOND RIVER SHRS
JurisdictionSUFFOLK CITY VA
Township / Civil DivisionSUFFOLK
Census Block Group1
Census Block1011
Census Tract75503

Owner

Source: Suffolk City records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1248 RIVER RD, SUFFOLK, VA 23434-2926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2020Warranty Deed, Transfer · FHA Mortgage
OVM FINANCIAL INC
Apr 26, 2019Warranty Deed, Construction Loan · Construction Mortgage
TOWNEBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2020 · Amount on Record
Deed SaleMar 13, 2020 · Amount on Record
Prior SaleApr 26, 2019 · Amount on Record
Deed Document Number20203281
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateMar 13, 2020
Property Address1248 RIVER RD, SUFFOLK, VA 23434-2926
Document Number0200003281
Instrument DateMar 13, 2020
Instrument200003281
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyTRUE NORTH TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1248 RIVER RD, SUFFOLK, VA 23434-2926

Mortgage

Document Number0200003282
DateMar 13, 2020
Instrument200003282
Lender
NameOVM FINANCIAL INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate

April 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateApr 26, 2019
Property Address1248 RIVER RD, SUFFOLK, VA 23434-2926
Document Number0190004139
Instrument DateApr 24, 2019
Instrument190004139
Transaction TypeConstruction Loan
Record UpdatedSep 6, 2022
Title CompanyTRUE NORTH TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190004140
DateApr 26, 2019
Instrument190004140
Lender
NameTOWNEBANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalitySuffolk City
Unified School DistrictSuffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,500 (+2.25%) Land $69,400 Building $235,100
2025$3,708.00 (+3.6%)$304,500 (+2.25%) Land $69,400 Building $235,100$297,800 (+6.17%) Land $69,400 Building $228,400
2024$3,579.00 (+17.08%)$297,800 (+6.17%) Land $69,400 Building $228,400
2023$3,057.00$280,500 Land $69,400 Building $211,100$280,500 Land $69,400 Building $211,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUFFOLK
serves 69,822 people · EPA ID VA3800805
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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