1248 Lakes Rd, Monroe, NY 10950 Property Records

Orange County and Warwick Town property record for 1248 Lakes Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 1967
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (May 1998)
Tax Bill	$11,953 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-1-10.21`

Property Details

APN / Parcel Number

Primary APN	`47-1-10.21`
Alternative APNs	`548904700000010102100000` `335489 47-1-10.21`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	3,560 sqft
1st Floor Area	2,016 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1971
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	200 ft deep x 200 ft wide
View / Lot	Rural
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	47-1-10.21
Street Address	1248 LAKES RD
City	MONROE
State	NY
Zip	10950-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00230
Legal Block	1
Legal Lot Number	10.21
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1003
Census Tract	14802

Owner

Source: Orange County and Warwick Town records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1248 LAKES RD, MONROE, NY 10950-4220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 15, 2021	Deed, Transfer
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 1998 · Amount on File
Deed Sale	May 13, 1998 · Amount on File
Deed Book / Page	4785 / 49
Last Transfer Date	Mar 5, 2021
Transfer Doc	0000069679
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	1248 LAKES RD, MONROE, NY 10950-4220
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060666
Date	Sep 8, 2021
Book Page	15045/1549
Instrument	20210060666

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2048

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 15, 2021
Property Address	1248 LAKES RD, MONROE, NY 10950-4220
Document Number	0000069679
Book / Page	15073 / 27
Instrument Date	Mar 5, 2021
Instrument	20210069679
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 LAKES RD, MONROE, NY 10950-4220

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	1248 LAKES RD, MONROE, NY 10950-4220
Document Number	0000022307
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 LAKES RD MONROE NY 109504220, MONROE, NY 10950-4220

Mortgage

Document Number	0000022307
Date	Apr 10, 2020
Book Page	014732/001034
Instrument	22307

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Greenwood Lake Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,300 (-) Land $10,600 Building $39,700	$598,800 (+10.11%)
2024	$11,953.00
2023		$50,300 (-) Land $10,600 Building $39,700	$543,800 (+17.3%) Land $114,598 Building $429,202
2022		$50,300 Land $10,600 Building $39,700	$463,600 Land $97,697 Building $365,903

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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