1248 Highlands Dr, Naples, FL 34103 Property Records

Collier County property record for 1248 Highlands Dr, Naples, FL 34103

Property Summary

Property TypeSingle Family Home
Details945 sqft · built 1977
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$203,000 (Jun 2006)
Tax Bill$2,954 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone X (moderate risk)
APN263500 E 54A22

Property Details

APN / Parcel Number

Primary APN263500 E 54A22
Alternative APNs
  • 29781800005057000E54
  • 29781800005

Interior

Stories1 Story
Building Area945 sqft Living Area
Gross Area1,105 sqft
1st Floor Area945 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeMasonry / Concrete Block
Lot Area6,534 sqft (0.15 acres)
Garage TypeCarport
Garage Area216 sqft
CarportCarport
Carport Area216 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area160 sqft

Location & Zoning

Street Address1248 HIGHLANDS DR
CityNAPLES
StateFL
Zip34103-2319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF-6
Legal DescriptionDECKER HIGHLANDS BLK E LOT 5
Legal Range25
Legal Township49
Legal Section22
Legal SubdivisionDECKER HIGHLANDS
Legal Tract263500
Legal BlockE
Legal Lot Number5
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3004
Census Tract10300

Owner

Source: Collier County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23124 MARSH LANDING BLVD, ESTERO, FL 33928-4384
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2006 · Amount on Record
Deed SaleJun 2, 2006 · Amount on Record
Prior SaleMay 3, 2005 · Amount on Record
Deed Document Number20063849331
Deed Book / Page4048 / 750
Last Transfer DateJul 8, 2014
Transfer Doc0050561029
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1248 HIGHLANDS DR, NAPLES, FL 34103-2319
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 NE 18TH ST 2302, 2302, MIAMI, FL 33132-1300

Mortgage

Document Number0060352707
DateNov 1, 2021
Book Page6035/2707
Instrument6152798
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 9, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,225 (+1%)$353,116 (+6.34%) Land $296,931 Building $56,185
2025$2,954.00 (-3.97%)$243,841 (+21%)$332,067 (-16.77%) Land $277,560 Building $54,507
2024$3,076.00 (+0.07%)
2023$3,074.00 (+11.34%)$201,522 (+1%)$398,990 (+24.39%) Land $342,131 Building $56,859
2022$2,761.00$183,202$320,746 Land $259,731 Building $61,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 141 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies141 in force
Nearby Flood Claims68 (1979–2024)
Claims Outside the SFHA33 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Highlands Dr

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