1248 E Ryder St, Litchfield, IL 62056 Property Records

Montgomery County property record for 1248 E Ryder St, Litchfield, IL 62056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,085 sqft · built 1896
Lot Size	0.996 acres (43,401 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Apr 2025)
Tax Bill	$1,793 (2025)
Deeds & Mortgages	Mar 2022 Sale Sep 2021 Mortgage + 2 more
APN	`10-34-352-027`

Property Details

APN / Parcel Number

Primary APN	`10-34-352-027`

Interior

Building Area	1,085 sqft Living Area

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Lot Area	43,401 sqft (0.996 acres)

Location & Zoning

Street Address	1248 E RYDER ST
City	LITCHFIELD
State	IL
Zip	62056-1762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 BLK 2 LITCHFIELD SUB S34 T09 R5
Legal Range	05
Legal Township	09
Legal Section	34
Legal Subdivision	LITCHFIELD SUB
Legal Block	2
Legal Lot Number	21
Jurisdiction	MONTGOMERY IL
Township / Civil Division	NORTH LITCHFIELD
Census Block Group	1
Census Block	1002
Census Tract	957800

Owner

Source: Montgomery County records · APN 10-34-352-027

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1248 E RYDER ST, LITCHFIELD, IL 62056-1762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2022	Warranty Deed, Transfer COMMUNITY TITLE
Sep 20, 2021	Deed of Trust, Mortgage · Seller Carry-Back RUSSELL RAKEY
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO
Jun 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2025 · Amount on Record
Deed Sale	Apr 01, 2025 · Amount on Record
Prior Sale	Mar 08, 2022 · Amount on Record
Deed Document Number	2025796
Prior Transfer Date	Feb 08, 2013
Prior Transfer Doc	1536/446
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Mar 08, 2022
Property Address	1248 E RYDER ST, LITCHFIELD, IL 62056-1762
Document Number	001774/599
Book / Page	1774 / 599
Instrument Date	Mar 03, 2022
Instrument	202200691
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$236.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 E RYDER ST, LITCHFIELD, IL 62056-1762

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	1248 E RYDER ST, LITCHFIELD, IL 62056-1762
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1762/772
Date	Sep 20, 2021
Book Page	1762/772
Instrument	202103470

Lender

Name	RUSSELL RAKEY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	1248 E RYDER ST, LITCHFIELD, IL 62056-1762
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802702
Date	Aug 20, 2018
Instrument	201802702

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 15, 2019

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Jun 26, 2018
Property Address	1248 E RYDER ST, LITCHFIELD, IL 62056-1762
Document Number	201802089
Instrument Date	Jun 26, 2018
Instrument	201802089
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Tax	$37.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 TACK LN, 150, LITCHFIELD, IL 62056-4567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 N JACKSON ST, LITCHFIELD, IL 62056-1530

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	North Litchfield Township
Municipality	Litchfield City
Unified School District	Litchfield Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,793.00 (+4.92%)	$21,720 (+6.94%) Land $2,030 Building $19,690	$65,160 (+6.94%) Land $6,090 Building $59,070
2024	$1,709.00	$20,310 Land $1,900 Building $18,410	$60,930 Land $5,700 Building $55,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171359578001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Computer Techniques	Fiber	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	1,000 / 1,000
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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