1248 E 850 N, Layton, UT 84040 Property Records

Davis County property record for 1248 E 850 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,639 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual on Record
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Apr 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-784-0004`

Property Details

APN / Parcel Number

Primary APN	`11-784-0004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,639 sqft Living Area

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1248 E 850 N
City	LAYTON
State	UT
Zip	84040-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 4, ADAMS FARMS SUBDIVISION. CONT. 0.20000 ACRES
Legal Subdivision	ADAMS FARMS SUB
Legal Lot Number	4
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1005
Census Tract	125905

Owner

Source: Davis County assessment roll, as of January 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1248 E 850 N, LAYTON, UT 84040-3605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage TRIUMPH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018
Deed Sale	Nov 9, 2018
Prior Sale	Sep 8, 2016
Deed Document Number	3127815
Deed Book / Page	7138 / 0520
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1248 E 850 N, LAYTON, UT 84040-3605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003067229
Date	Dec 27, 2017
Book Page	6919/1033
Instrument	3067229

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 30, 2022

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1248 E 850 N, LAYTON, UT 84040-3605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REAL ESTATE LAND TTL CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003155027
Date	Apr 22, 2019
Book Page	7246/0372
Instrument	3155027

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1248 E 850 N, LAYTON, UT 84040-3605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003197859
Date	Oct 23, 2019
Book Page	7374/0191
Instrument	3197859

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1248 E 850 N, LAYTON, UT 84040-3605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003253595
Date	May 21, 2020
Book Page	7518/372
Instrument	3253595

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1248 E 850 N, LAYTON, UT 84040-3605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003336825
Date	Jan 15, 2021
Book Page	7677/16
Instrument	3336825

Lender

Name	THE LOAN STORE INC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 9, 2018
Property Address	1248 E 850 N, LAYTON, UT 84040-3605
Document Number	7138/0520
Book / Page	7138 / 0520
Instrument Date	Nov 8, 2018
Instrument	3127815
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	SECURITY TITLE OF DAVIS COUN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 E 850 N, LAYTON, UT 84040-3605

Mortgage

Document Number	3127835
Date	Nov 9, 2018
Instrument	3127835

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Davis County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,584.00 (+5.54%)	$376,200 (-41.94%) Land $115,227 Building $260,973	$684,000 (+5.56%) Land $209,503 Building $474,497
2024	$3,396.00 (-2.3%)
2023	$3,476.00 (-4.95%)	$648,000 Land $193,071 Building $454,929	$648,000 Land $193,071 Building $454,929
2022	$3,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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