1248 E 21st St, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 1248 E 21st St, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 750 sqft · built 1918
Lot Size	0.078 acres (3,393 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jun 2023)
Tax Bill	$3,528 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-22-308-011-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-22-308-011-000`
Alternative APN	`47734`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	750 sqft Finished Area
1st Floor Area	750 sqft
Basement Area	750 sqft
Finished Basement	560 sqft
Family Room	Family Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,393 sqft (0.078 acres)
Lot Dimensions	66.2 ft deep x 50 ft wide
Porch	Slab
Porch Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	47734
Street Address	1248 E 21ST ST
City	SIOUX FALLS
State	SD
Zip	57105-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 50` 13 BLOCK 9 SPICER`S 2ND ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SPICER`S 2ND ADDN
Legal Block	9
Legal Lot Number	13
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1060
Census Tract	500

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4325 N KNOB HILL CT, SIOUX FALLS, SD 57107-3072
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jan 7, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN BANK & TRUST
Jan 7, 2022	Deed of Trust, Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Jan 7, 2022 · Amount on Record
Deed Book / Page	620-D / 452
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 20, 2023
Property Address	1248 E 21ST ST, SIOUX FALLS, SD 57105-1102
Document Number	620DEED/452
Book / Page	620 DEED / 452
Instrument Date	Jun 11, 2023
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 E 21ST ST, SIOUX FALLS, SD 57105-1102

Mortgage

Document Number	01971MTG27
Date	Jun 20, 2023
Instrument	1971 MTG/27

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1248 E 21ST ST, SIOUX FALLS, SD 57105-1102
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1943MTG/799
Date	Jan 7, 2022
Book Page	1943 MTG/799

Lender

Name	AMERICAN BANK & TRUST
Type	Non-Lending Institution
Address	HURON, SD 57350

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1248 E 21ST ST, SIOUX FALLS, SD 57105-1102
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1943MTG/802
Date	Jan 7, 2022
Book Page	1943 MTG/802

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1248 E 21ST ST, SIOUX FALLS, SD 57105-1102
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1945MTG/718
Date	Feb 1, 2022
Book Page	1945 MTG/718

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,528.00	$214,600 (+0.52%) Land $16,700 Building $197,900
2024	$3,528.00 (+23.23%)	$213,500 (+38.91%) Land $16,700 Building $196,800
2022	$2,863.00	$153,700 Land $16,700 Building $137,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1984–2024)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 3 claims Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 4 claims Severe Storms And Flooding, Sep 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluepeak.

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