1248 Cherokee Trl, Willoughby, OH 44094 Property Records

Lake County property record for 1248 Cherokee Trl, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,125 sqft · built 1960
Lot Size	0.183 acres (8,002 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Apr 2022)
Tax Bill	$4,315 (2023)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-B-055-C-00-135-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-055-C-00-135-0`
Alternative APN	`82`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,002 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	350 sqft
Patio Area	125 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	82
Street Address	1248 CHEROKEE TRL
City	WILLOUGHBY
State	OH
Zip	44094-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 1 & 4 DOUGLASS & 16 TRACT S/L 52 & 54
Legal Subdivision	ARROWHEAD BEACH NO. 2
Legal Block	L
Legal Lot Number	1 & 4 54
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1007
Census Tract	201700

Owner

1248 Cherokee Trl is owned and occupied by an individual who bought it in April 2022.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	1248 CHEROKEE TRL, WILLOUGHBY, OH 44094-7215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 22, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Feb 22, 2022
Deed Document Number	471879
Record Updated	Jun 7, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Apr 19, 2022
Property Address	1248 CHEROKEE TRL, WILLOUGHBY, OH 44094-7215
Document Number	0000011352
Map Reference	VOL F PG 41
Instrument Date	Apr 18, 2022
Instrument	2022R011352
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	CLEVELAND HOME TITLE INC, CLEVELAND HOME TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 CHEROKEE TRL, WILLOUGHBY, OH 44094-7215

Mortgage

Document Number	0000011353
Date	Apr 19, 2022
Instrument	2022R011353

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE OH
Recording Date	Feb 22, 2022
Property Address	1248 CHEROKEE TRL, WILLOUGHBY, OH 44094-7215
Document Number	0000005524
Map Reference	VOL F PG 41
Instrument Date	Nov 5, 2021
Instrument	2022R005524
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,315.00 (+53.39%) Homeowner's exemption	$45,580 (-) Land $9,430 Building $36,150
2022	$2,813.00 Homeowner's exemption	$45,580 Land $9,430 Building $36,150
2021			$130,230 Land $26,940 Building $103,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1248 Cherokee Trl in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2006)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1248 Cherokee Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	AQUA OHIO - MENTOR
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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