1248 Albert St, Mandeville, LA 70448 Property Records

St. Tammany Parish property record for 1248 Albert St, Mandeville, LA 70448

Property Summary

Property Type	Single Family Home
Details	1,803 sqft · built 1997
Lot Size	0.279 acres (12,176 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Jan 2010)
Tax Bill	$2,423 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2015 Mortgage + 1 more
APN	`112-117-4126`

Property Details

APN / Parcel Number

Primary APN	`112-117-4126`
Alternative APN	`49569`

Interior

Building Area	1,803 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	12,176 sqft (0.279 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1248 ALBERT ST
City	MANDEVILLE
State	LA
Zip	70448-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY LT128 PH5
Legal Subdivision	MONTEREY
Legal Phase	5
Legal Lot Number	128
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	10
Census Block Group	1
Census Block	1050
Census Tract	41211

Owner

1248 Albert St is owned and occupied by an individual who bought it in January 2010.

Source: St. Tammany Parish records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1248 ALBERT ST, MANDEVILLE, LA 70448-4110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 30, 2015	Deed of Trust, Mortgage · VA Mortgage JP MORGAN CHASE BANK
Jan 19, 2010	Deed, Transfer · FHA Mortgage GULF COAST BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2010 · Amount on File
Deed Sale	Jan 19, 2010 · Amount on File
Deed Document Number	20101755676
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1248 ALBERT ST, MANDEVILLE, LA 70448-4110
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002483403
Date	Mar 6, 2026
Instrument	2483403

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1248 ALBERT ST, MANDEVILLE, LA 70448-4110
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001997825
Date	Sep 30, 2015
Instrument	1997825

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate

January 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jan 19, 2010
Property Address	1248 ALBERT ST, MANDEVILLE, LA 70448-4110
Document Number	0001755676
Map Reference	FILE1318
Instrument Date	Jan 14, 2010
Instrument	1755676
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CRESENT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12644 STUTGART AVE, BATON ROUGE, LA 70816-7929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 ALBERT ST, MANDEVILLE, LA 70448-4110

Mortgage

Document Number	0001755682
Date	Jan 19, 2010
Instrument	1755682

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1248 Albert St was $2,423 with a homeowner's exemption, down 3.5% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,423.00 (-3.47%) Homeowner's exemption	$27,377 (-) Land $4,200 Building $23,177	$273,770 (-) Land $42,000 Building $231,770
2024	$2,510.00 (+11.46%) Homeowner's exemption	$27,377 (+12.98%) Land $4,200 Building $23,177	$273,770 (+12.98%) Land $42,000 Building $231,770
2023	$2,252.00 Homeowner's exemption	$24,231 (-) Land $4,200 Building $20,031	$242,310 (-) Land $42,000 Building $200,310
2022	$2,252.00 Homeowner's exemption	$24,231 Land $4,200 Building $20,031	$242,310 Land $42,000 Building $200,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1248 Albert St; there have been 195 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 222 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	222 in force
Nearby Flood Claims	195 (1995–2024)
Claims Outside the SFHA	149 of 195
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Aug 2016 · 9 claims Hurricane Gustav, Sep 2008 · 7 claims Hurricane Katrina, Aug 2005 · 145 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1248 Albert St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of Louisiana
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA-MONTEREY SUBDIVISION private · serves 1,356 people · EPA ID LA1103148
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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