1248 Acappella Ln, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 1248 Acappella Ln, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,445 sqft · built 2005
Lot Size	0.438 acres (19,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$927,000 (May 2009)
Tax Bill	$11,476 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`052846-3242`

Property Details

APN / Parcel Number

Primary APN	`052846-3242`
Alternative APN	`U2031195QE000000000210`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,445 sqft Living Area
Gross Area	5,230 sqft
1st Floor Area	929 sqft
2nd Floor Area	2,516 sqft
Attic	Attic
Attic Area	180 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	19,087 sqft (0.438 acres)
Lot Dimensions	240 ft deep x 72.6 ft wide
View / Lot	Bay
Garage Type	Attached
Garage Area	823 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	782 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0528463242
Street Address	1248 ACAPPELLA LN
City	APOLLO BEACH
State	FL
Zip	33572-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SYMPHONY ISLES UNIT THREE LOT 21
Legal Range	19E
Legal Township	31S
Legal Section	20
Legal Subdivision	SYMPHONY ISLES UNIT THREE
Legal Tract	5QE
Legal Lot Number	21
Legal Unit	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2001
Census Tract	14118

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1248 ACAPPELLA LN, APOLLO BEACH, FL 33572-2745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2009 · Amount on Record
Deed Sale	May 11, 2009 · Amount on Record
Prior Sale	Feb 5, 2001 · Amount on Record
Deed Document Number	2009152128
Deed Book / Page	19246 / 1067
Record Updated	Oct 29, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HILLSBOROUGH FL
Property Address	1248 ACAPPELLA LN, APOLLO BEACH, FL 33572-2745
Document Number	0256100857
Instrument Date	Mar 3, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1248 ACAPPELLA LN APOLLO BEACH FL 335722745, APOLLO BEACH, FL 33572-2745

Mortgage

Document Number	0256100857
Date	Mar 10, 2018
Book Page	025610/000857
Instrument	93802

Lender

Name	SUNTRUST BK/MIDDLE GA
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,089 (+2.7%)	$953,353 (-7.38%) Land $386,232 Building $567,121
2025	$11,476.00 (+11.91%) Homeowner's exemption	$637,867 (+5.99%)	$1,029,325 (+5.99%) Land $447,216 Building $582,109
2023	$10,255.00 (+3.34%) Homeowner's exemption	$601,835 (+3%)	$971,188 (-4.26%) Land $406,560 Building $564,628
2022	$9,924.00 Homeowner's exemption	$584,306	$1,014,439 Land $365,904 Building $648,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 574 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	582 units insured incl. 8 condo units
Nearby Flood Claims	103 (2017–2026)
Most Recent Claim	Sep 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Oct 2024 · 85 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000