12476 Harwick Dr, Rancho Cucamonga, CA 91739 Property Records

San Bernardino County property record for 12476 Harwick Dr, Rancho Cucamonga, CA 91739

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,912 sqft · built 2002
Lot Size	0.15 acres (6,535 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Sep 2021)
Tax Bill	$12,706 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1089-641-41-0000`

Property Details

APN / Parcel Number

Primary APN	`1089-641-41-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,912 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	1,476 sqft
2nd Floor Area	1,436 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,535 sqft (0.15 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	54 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12476 HARWICK DR
City	RANCHO CUCAMONGA
State	CA
Zip	91739-1872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16128 LOT 73 BOOK 282 PAGE 56
Legal Subdivision	TRACT NO 16128
Legal Tract	16128
Legal Block	2
Legal Lot Number	73
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2006
Census Tract	2044

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12476 HARWICK DR, RANCHO CUCAMONGA, CA 91739-1872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 17, 2021	Deed of Trust, Mortgage THE POWELL FAMILY TRUST
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 20, 2021	Grant Deed, Transfer ANDWOOD TITLE, LANDWOOD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Dec 29, 2006 · Amount on Record
Deed Document Number	2021427199
Prior Transfer Date	Mar 13, 2014
Prior Transfer Doc	0000562717
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12476 HARWICK DR, RANCHO CUCAMONGA, CA 91739-1872
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000877
Date	Jan 3, 2017
Instrument	2017-0000877

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 15, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12476 HARWICK DR, RANCHO CUCAMONGA, CA 91739-1872
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12476 HARWICK DR, RANCHO CUCAMONGA, CA 91739-1872

Mortgage

Document Number	0000192098
Date	Apr 26, 2021
Instrument	2021-0192098

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 10, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12476 HARWICK DR, RANCHO CUCAMONGA, CA 91739-1872
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12476 HARWICK DR, RANCHO CUCAMONGA, CA 91739-1872

Mortgage

Document Number	0000565295
Date	Dec 17, 2021
Instrument	2021-0565295

Lender

Name	THE POWELL FAMILY TRUST
Type	Private Party
Address	2920 PASEO DEL MAR, PALOS VERDES ESTATES, CA 90274

Agreement

Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12476 HARWICK DR, RANCHO CUCAMONGA, CA 91739-1872
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12476 HARWICK DR, RANCHO CUCAMONGA, CA 91739-1872

Mortgage

Document Number	0000036331
Date	Jan 28, 2022
Instrument	2022-0036331

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 20, 2021
Property Address	12476 HARWICK DR, RANCHO CUCAMONGA, CA 91739-1872
Document Number	0000427199
Map Reference	MB 282 PG 56-60
Instrument Date	Sep 2, 2021
Instrument	2021-0427199
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	ANDWOOD TITLE, LANDWOOD TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12476 HARWICK DR, RANCHO CUCAMONGA, CA 91739-1872

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,028,311 (+2%) Land $257,078 Building $771,233
2025	$12,706.00 (+5.35%) Homeowner's exemption	$1,008,148 (+4.04%) Land $252,037 Building $756,111
2023	$12,061.00 (+1.31%) Homeowner's exemption	$969,000 Land $242,250 Building $726,750
2022	$11,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Inyo Networks.

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