12475 Sarka Rd, Spencerville, OH 45887 Property Records

Allen County property record for 12475 Sarka Rd, Spencerville, OH 45887

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 2 ba · 3,386 sqft · built 1920
Lot Size40 acres (1,742,400 sqft)
Owner2 Individual Names on File
Tax Bill$3,107 (2025)
Deeds & MortgagesMay 2020 Mortgage
May 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN44-1300-04-002.000

Property Details

APN / Parcel Number

Primary APN44-1300-04-002.000
Alternative APN
  • E1844130004002000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,386 sqft Gross Area
1st Floor Area1,260 sqft
AtticAttic
Attic Area165 sqft
Basement Area1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1969
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area1,742,400 sqft (40 acres)
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Frame Porch
Porch Area403 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address12475 SARKA RD
CitySPENCERVILLE
StateOH
Zip45887-9133
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionPT SE1/4 JOINT TEN RTS 04-04-13
JurisdictionALLEN OH
Township / Civil DivisionSPENCER
Census Block Group4
Census Block4039
Census Tract10600

Owner

12475 Sarka Rd, an agricultural property, is owned by two individuals who acquired it in October 2019.

Source: Allen County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address12475 SARKA RD, SPENCERVILLE, OH 45887-9133
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2020Deed of Trust, Mortgage
FARM SVC AGCY US DEPT/AGRICULT
May 7, 2020Warranty Deed, Transfer · Line of Credit
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Last Transfer DateOct 14, 2019
Transfer Doc11040011741
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address12475 SARKA RD, SPENCERVILLE, OH 45887-9133
Document Number0000005776
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJul 3, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12475 SARKA RD SPENCERVILLE OH 458879133, SPENCERVILLE, OH 45887-9133

Mortgage

Document Number0000005776
DateJun 1, 2020
Instrument5776
Lender
NameFARM SVC AGCY US DEPT/AGRICULT
AddressCELINA, OH 45822
Agreement
AmountAmount on Record
Term240 Months
DueMay 31, 2040

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateMay 7, 2020
Property Address12475 SARKA RD, SPENCERVILLE, OH 45887-9133
Document Number0000004727
Instrument DateApr 28, 2020
Instrument4727
Transaction TypeTransfer
Record UpdatedJul 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,160.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12475 SARKA RD SPENCERVILLE OH 458879133, SPENCERVILLE, OH 45887-9133

Mortgage

Document Number4728
DateMay 7, 2020
Instrument4728
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLOUISVILLE, KY 40232
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 6, 2050
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number4729,
DateMay 7, 2020
Instrument4729
Lender
NameFARM SVC AGCY US DEPT/AGRICULT
AddressCELINA, OH 45822
Agreement
AmountAmount on Record
Term240 Months
DueMay 6, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 12475 Sarka Rd was $3,107, down 2.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionSpencer Township
Unified School DistrictSpencerville Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,107.00 (-2.11%)$175,740 (-) Land $135,350 Building $40,390$502,100 (-) Land $386,700 Building $115,400
2024$3,174.00 (+23.65%)$175,740 (+44.99%) Land $135,350 Building $40,390$502,100 Land $386,700 Building $115,400
2023$2,567.00 (-19.25%)$121,210 (-0.75%) Land $93,350 Building $27,860
2022$3,179.00 Additional exemption filed$122,120 Land $93,350 Building $28,770
2021$346,300 Land $266,700 Building $79,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12475 Sarka Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12475 Sarka Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
NKTELCO - Goldstar
Fixed Wireless
50 / 5
Speedwavz
Fixed Wireless
25 / 25
Frontier
DSL
10 / 1

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