Lake County property record for 12475 Ridge Rd, Loch Lomond, CA 95461
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1964 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Trust Name on File |
| Last Sale | $163,000 (Aug 2004) |
| Tax Bill | $2,743 (2026) |
| Deeds & Mortgages | Feb 2020 Transfer |
| Flood Zone | Zone D (undetermined) |
| APN | 050-662-100-000 |
| Primary APN | 050-662-100-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Steel Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Connected |
| Old Parcel Number | 050-662-10 |
|---|---|
| Street Address | 12475 RIDGE RD |
| City | MIDDLETOWN |
| State | CA |
| Zip | 95461-9798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | BONANZA SPGS 01 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | COBB |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 1101 |
12475 Ridge Rd is owner-occupied and held in a trust since February 2020.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 11965 LOCH LOMOND RD, MIDDLETOWN, CA 95461-9542 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2004 · Amount on File |
| Deed Sale | Aug 12, 2004 · Amount on File |
| Deed Document Number | 200422224 |
| Last Transfer Date | Feb 21, 2020 |
| Transfer Doc | 0000002198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Feb 24, 2020 |
| Property Address | 12475 RIDGE RD, LOCH LOMOND, CA 95461-9798 |
| Document Number | 0000002198 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 2198 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 316 LOWER LAKE CA 954570316, LOWER LAKE, CA 95457-0316 |
The 2026 property tax bill for 12475 Ridge Rd was $2,743 with a homeowner's exemption, up 2.5% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,743.00 (+2.54%) Homeowner's exemption | $227,189 (+2%) Land $69,685 Building $157,504 |
| 2025 | $2,675.00 Homeowner's exemption | $222,735 Land $68,319 Building $154,416 |
| 2023 | $2,606.00 (+5.38%) Homeowner's exemption | $214,088 Land $65,667 Building $148,421 |
| 2022 | $2,473.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12475 Ridge Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12475 Ridge Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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