12475 Monroe Cir, Minneapolis, MN 55433 Property Records

Anoka County property record for 12475 Monroe Cir, Minneapolis, MN 55433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 2005
Lot Size	0.053 acres (2,305 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (May 2023)
Tax Bill	$3,118 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-31-24-22-0217`

Property Details

APN / Parcel Number

Primary APN	`08-31-24-22-0217`
Alternative APN	`1616344`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,374 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,305 sqft (0.053 acres)
Driveway	Driveway
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12475 MONROE CIR
City	MINNEAPOLIS
State	MN
Zip	55433-6802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 1 CIC NO 176 COTTAGES ON MAIN 1ST ADD, TOG/WCOMMON ELEMENT, SUBJ TO EASE OF REC
Legal Range	24W
Legal Township	31N
Legal Section	08
Legal Subdivision	CIC NO 176 COTTAGES ON MAIN 1
Legal Block	1
Legal Lot Number	1
Jurisdiction	ANOKA MN
Township / Civil Division	COON RAPIDS
Census Block Group	2
Census Block	2003
Census Tract	50612

Owner

12475 Monroe Cir is owned and occupied by an individual who bought it in May 2023.

Source: Anoka County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	12475 MONROE CIR, MINNEAPOLIS, MN 55433-6802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC
Jun 12, 2023	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 8, 2017	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Jun 8, 2017 · Amount on File
Deed Document Number	20231541633
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	12475 MONROE CIR, MINNEAPOLIS, MN 55433-6802
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12475 MONROE CIR, COON RAPIDS, MN 55433-6802

Mortgage

Document Number	T615901001
Date	Mar 5, 2024
Instrument	T615901.001

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	12475 MONROE CIR, MINNEAPOLIS, MN 55433-6802
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T610441002
Date	Jun 12, 2023
Instrument	T610441.002

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	12475 MONROE CIR, MINNEAPOLIS, MN 55433-6802
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T595973001
Date	Dec 3, 2021
Instrument	T595973.001

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	12475 MONROE CIR, MINNEAPOLIS, MN 55433-6802
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T571754001
Date	Feb 28, 2020
Instrument	T571754.001

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Jun 8, 2017
Property Address	12475 MONROE CIR, MINNEAPOLIS, MN 55433-6802
Document Number	T549032002
Instrument Date	May 26, 2017
Instrument	T549032.002
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	NOT AVAILABLE, HOME TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12475 MONROE CIR, COON RAPIDS, MN 55433-6802

Mortgage

Document Number	T549032003
Date	Jun 8, 2017
Instrument	T549032.003

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 12475 Monroe Cir was $3,118 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Coon Rapids City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,118.00 Homeowner's exemption	$315,900 Land $65,000 Building $250,900	$315,900 Land $65,000 Building $250,900
2024	$2,597.00 (-5.7%)	$288,900 (+9.02%) Land $59,500 Building $229,400	$288,900 (+9.02%) Land $59,500 Building $229,400
2023	$2,754.00	$265,000 Land $50,400 Building $214,600	$265,000 Land $50,400 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12475 Monroe Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12475 Monroe Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Anoka serves 17,798 people · EPA ID MN1020001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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