12475 Kernan Forest Blvd, Jacksonville, FL 32225 Property Records

Duval County property record for 12475 Kernan Forest Blvd, Jacksonville, FL 32225

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,161 sqft · built 2004
Lot Size	0.683 acres (29,728 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Apr 2023)
Tax Bill	$6,210 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Feb 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161020-3025`

Property Details

APN / Parcel Number

Primary APN	`161020-3025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,161 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	2,161 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,728 sqft (0.683 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12475 KERNAN FOREST BLVD
City	JACKSONVILLE
State	FL
Zip	32225-5596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	56-12 10-2S-28E .69 KERNAN FOREST LOT 117
Legal Range	28E
Legal Township	02S
Legal Section	10
Legal Subdivision	KERNAN FOREST
Legal Lot Number	117
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3000
Census Tract	14335

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12475 KERNAN FOREST BLVD, JACKSONVILLE, FL 32225-5596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 12, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Dec 19, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Oct 14, 2010 · Amount on Record
Deed Document Number	202383424
Deed Book / Page	20658 / 469
Prior Transfer Date	Apr 14, 2023
Prior Transfer Doc	0206580469
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 26, 2023
Property Address	12475 KERNAN FOREST BLVD, JACKSONVILLE, FL 32225-5596
Document Number	0206580469
Book / Page	20658 / 469
Map Reference	MB 56 PG 12,12A-12L
Instrument Date	Apr 14, 2023
Instrument	2023083424
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12475 KERNAN FOREST BLVD, JACKSONVILLE, FL 32225-5596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12475 KERNAN FOREST BLVD, JACKSONVILLE, FL 32225-5596

Mortgage

Document Number	0020658471
Date	Apr 26, 2023
Instrument	20658/471

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12475 KERNAN FOREST BLVD, JACKSONVILLE, FL 32225-5596
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191132340
Date	Feb 24, 2020
Book Page	19113/2340
Instrument	2020042497

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Feb 16, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.44%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12475 KERNAN FOREST BLVD, JACKSONVILLE, FL 32225-5596
Document Number	0191132356
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12475 KERNAN FOREST BLVD JACKSONVILLE FL 322255596, JACKSONVILLE, FL 32225-5596

Mortgage

Document Number	0191132356
Date	Feb 24, 2020
Book Page	019113/002356
Instrument	42498

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Feb 23, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.44%

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Dec 19, 2019
Property Address	12475 KERNAN FOREST BLVD, JACKSONVILLE, FL 32225-5596
Document Number	0190430890
Book / Page	19043 / 0890
Map Reference	MB 56 PG 12-12L
Instrument Date	Dec 18, 2019
Instrument	2019289561
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 NE 19TH CT # CTC118, 9, WILTON MANORS, FL 33305-1090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12475 KERNAN FOREST BLVD, JACKSONVILLE, FL 32225-5596

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,980 (+2.7%)	$383,513 (+3.38%) Land $131,823 Building $251,690
2025	$6,210.00 (+4.81%) Homeowner's exemption	$370,964 (+39.9%) Land $125,000 Building $245,964	$370,964 (+0.11%) Land $125,000 Building $245,964
2024	$5,925.00 (+40.47%)
2023	$4,218.00 (+9.19%) Homeowner's exemption	$265,165 (+3%)	$370,567 (+16.81%) Land $100,000 Building $270,567
2022	$3,863.00 Homeowner's exemption	$257,442	$317,243 Land $70,000 Building $247,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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