12475 Francis Dr, Grass Valley, CA 95949 Property Records

Nevada County property record for 12475 Francis Dr, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 1980
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Sep 2025)
Tax Bill	$4,028 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-350-044-000`

Property Details

APN / Parcel Number

Primary APN	`023-350-044-000`
Alternative APN	`23-350-44-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1997
Architectural Style	Traditional
Lot Area	30,492 sqft (0.7 acres)
Terrain	Above Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	1,448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	23-350-44-000
Street Address	12475 FRANCIS DR
City	GRASS VALLEY
State	CA
Zip	95949-6515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-X
Legal Description	LOT 18 ALTA SIERRA ESTATES #18
Legal Subdivision	ALTA SIERRA ESTATES #18
Legal Lot Number	18
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2007
Census Tract	102

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12475 FRANCIS DR, GRASS VALLEY, CA 95949-6515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Mar 18, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 7, 2017	Deed of Trust, Mortgage · FHA Mortgage PRUDLER FUNDING
Jul 22, 2020	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	202513687
Prior Transfer Date	Jan 21, 1998
Prior Transfer Doc	0000002020
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 13, 2022
Property Address	12475 FRANCIS DR, GRASS VALLEY, CA 95949-6515
Document Number	0000014580
Map Reference	MB 3 PG 34
Instrument Date	Jul 7, 2022
Instrument	20220014580
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	326 DANA CT, MANTECA, CA 95336-3150

Mortgage

Document Number	0000014581
Date	Jul 13, 2022
Instrument	20220014581

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12475 FRANCIS DR, GRASS VALLEY, CA 95949-6515
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12475 FRANCIS DR, GRASS VALLEY, CA 95949-6515

Mortgage

Document Number	0000009690
Date	Mar 18, 2021
Instrument	20210009690

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12475 FRANCIS DR, GRASS VALLEY, CA 95949-6515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024871
Date	Nov 7, 2017
Instrument	20170024871

Lender

Name	PRUDLER FUNDING
Type	Mortgage Company
Address	SACRAMENTO, CA 95864

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 22, 2020
Property Address	12475 FRANCIS DR, GRASS VALLEY, CA 95949-6515
Document Number	0000017015
Map Reference	MB 3 PG 34
Instrument Date	Jul 17, 2020
Instrument	20200017015
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12475 FRANCIS DR, GRASS VALLEY, CA 95949-6515

Mortgage

Document Number	0000017016
Date	Jul 22, 2020
Instrument	20200017016

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,000 (+10.63%) Land $90,000 Building $300,000
2025	$4,028.00 (+2.86%)	$352,512 (+2%) Land $58,752 Building $293,760
2023	$3,916.00 (+2.09%)	$345,600 Land $57,600 Building $288,000	$313,200
2022	$3,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25

May also be available: Cal.net, DigitalPath.

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