12475 Covington Ter, Luther, OK 73054 Property Records

Oklahoma County property record for 12475 Covington Ter, Luther, OK 73054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1986
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (May 2021)
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3050-25-813-4015`

Property Details

APN / Parcel Number

Primary APN	`3050-25-813-4015`
Alternative APNs	`R258134015` `258134015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Porch	Slab
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R258134015
Street Address	12475 COVINGTON TER
City	LUTHER
State	OK
Zip	73054-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEWEY TOWNSHIP 000 000 PT SE/4 SEC 13 13N 1E BEG 1746FT W & 500FT N SE/C SE/4 TH W873FT N250FT E873FT S250FT TO BEG CONT 5.01ACRS MORE OR LESS AKA LOT 31 BIG VALLEY NORTH UNREC
Legal Range	01E
Legal Township	13N
Legal Section	13
Legal Subdivision	DEWEY TOWNSHIP
Legal Lot Number	31
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHEAST
Census Block Group	2
Census Block	2014
Census Tract	109001

Owner

12475 Covington Ter is owned and occupied by an individual who bought it in May 2021.

Source: Oklahoma County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	12475 COVINGTON TER, LUTHER, OK 73054-9730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage CREDIT UNION ONE OF OKLAHOMA
Oct 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST
May 4, 2021	Warranty Deed, Transfer INTERLINC MORTGAGE SERVICES LLC, INTERLINC MORTGAGE SERVICES
Jul 24, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Jun 7, 2017	Quit Claim Deed, Transfer PREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Jul 24, 2017 · Amount on File
Deed Document Number	20211078576
Deed Book / Page	14729 / 938
Prior Transfer Date	Jul 14, 1999
Prior Transfer Doc	0000118435
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	12475 COVINGTON TER, LUTHER, OK 73054-9730
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	OKLAHOMA CITY ABSTRACT & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001050874
Date	Apr 4, 2022
Book Page	15112/1077
Instrument	2022040401050874

Lender

Name	CREDIT UNION ONE OF OKLAHOMA
Type	Credit Union
Address	OKLAHOMA CITY, OK 73105

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 21, 2037

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	12475 COVINGTON TER, LUTHER, OK 73054-9730
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011381710
Date	Oct 5, 2017
Book Page	13559/0430
Instrument	20171005011381710

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUTHER, OK 73054

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 22, 2037

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	May 4, 2021
Property Address	12475 COVINGTON TER, LUTHER, OK 73054-9730
Document Number	0001078576
Book / Page	14729 / 938
Instrument Date	Apr 30, 2021
Instrument	2021050401078576
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	INTERLINC MORTGAGE SERVICES LLC, INTERLINC MORTGAGE SERVICES

Transaction

Amount	Amount on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12475 COVINGTON TER, LUTHER, OK 73054-9730

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jul 24, 2017
Property Address	12475 COVINGTON TER, LUTHER, OK 73054-9730
Document Number	0134960453
Book / Page	013496 / 000453
Instrument Date	Jul 19, 2017
Instrument	11031180
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	990815 S 3293 RD HARRAH OK 730457926, HARRAH, OK 73045-7926

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 7, 2017
Property Address	12475 COVINGTON TER, LUTHER, OK 73054-9730
Document Number	0134561005
Book / Page	013456 / 001005
Instrument Date	May 10, 2017
Instrument	10796110
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	PREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$36.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 WESTCHESTER AVE #W2100 WHITE PLAINS NY 106042949, W2100, WHITE PLAINS, NY 10604-2949

Tax Assessment & Valuation

The 2025 property tax bill for 12475 Covington Ter was $1,911 with a homeowner's exemption.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Unified School District	Luther Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00 Homeowner's exemption	$19,605 Land $2,606 Building $16,999	$233,500 Land $31,042 Building $202,458
2023	$1,680.00 (+4.87%)	$18,480 (+5%) Land $3,011 Building $15,469	$190,500 (+19.06%) Land $31,042 Building $159,458
2022	$1,602.00	$17,600 Land $3,414 Building $14,186	$160,000 Land $31,042 Building $128,958

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12475 Covington Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12475 Covington Ter is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
Airosurf Communications Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Centranet, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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