12472 FM 2728, Terrell, TX 75161 Property Records

Kaufman County property record for 12472 FM 2728, Terrell, TX 75161

Property Summary

Property TypeRural Home
Details2 ba · 3,812 sqft · built 1988
Lot Size5.86 acres (255,262 sqft)
Owner2 Individual Names on File
Tax Bill$3,244 (2024)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR3004

Property Details

APN / Parcel Number

Primary APNR3004
Alternative APN
  • 99.0076.0000.0735.00.99.00

Interior

Full Baths2 Baths
Stories2 Stories
Building Area3,812 sqft Living Area
Gross Area2,357 sqft
1st Floor Area2,116 sqft
2nd Floor Area1,696 sqft

Exterior

Year BuiltBuilt 1988
Exterior MaterialWood
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area255,262 sqft (5.86 acres)
Garage TypeDetached
Garage Area800 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area216 sqft
Deck Area168 sqft
Storage Building128 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR3004
Old Parcel Number99007600000735009900
Street Address12472 FM 2728
CityTERRELL
StateTX
Zip75161-6824
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionR G CARTWRIGHT, TRACT 735.00; 5.86 ACRES, & HOUSE, LABEL# NTA2070633, TITLE: MH00945787 & HOUSE
Legal SubdivisionR G CARTWRIGHT
Legal Tract735.00
JurisdictionKAUFMAN TX
Township / Civil DivisionTERRELL
Census Block Group1
Census Block1026
Census Tract50602

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12472 FM 2728, TERRELL, TX 75161-6824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 1999
Deed SaleApr 15, 1999
Deed Document Number0001364849
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUFMAN TX
Property Address12472 FM 2728, TERRELL, TX 75161-6824
Transaction TypeMortgage
Record UpdatedSep 21, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12472 FM 2728, TERRELL, TX 75161-6824

Mortgage

Document Number0077810514
DateAug 25, 2022
Book Page7781/514
Instrument2022-0032701
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyKaufman County
Unified School DistrictWills Point Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$339,091 (-23.69%)$513,501 (+15.57%) Land $126,728 Building $386,773
2024$3,244.00 (+34.72%)
2023$2,408.00 (-13.91%) Homeowner's exemption$444,336 Land $126,159 Building $318,177$444,336 Land $126,159 Building $318,177
2022$2,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMO WSC
serves 2,475 people · EPA ID TX1290013
Water SourcePurchased surface water from CITY OF TERRELL
Last State InspectionApr 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb
Copper1.37 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Oct 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
Wi-Five Broadband
Fixed Wireless
100 / 100

May also be available: Nextlink.

Nearby Properties on FM 2728

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