Monroe County property record for 12470 Fessner Rd, Carleton, MI 48117
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Jul 2016) |
| Tax Bill | $3,315 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-016-043-00 |
| Primary APN | 01-016-043-00 |
|---|
| Lot Area | 39,640 sqft (0.91 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12470 FESSNER RD |
|---|---|
| City | CARLETON |
| State | MI |
| Zip | 48117-9740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 899-431 1412-845 1412-994 SEC 16 T5S R9E 0.918 A COM AT A PT 160 FT S OF NW COR OF N 1/2 OF SE 1/4 TH E 250 FT TH S 160 FT TH |
| Legal Range | 09E |
| Legal Township | 05S |
| Legal Section | 16 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | ASH |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 830300 |
12470 Fessner Rd is owned and occupied by two individuals who bought it in July 2016.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12470 FESSNER RD, CARLETON, MI 48117-9740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG |
| Feb 11, 2019 | Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2016 · Amount on File |
| Deed Sale | Jul 19, 2016 · Amount on File |
| Prior Sale | Nov 9, 1994 · Amount on File |
| Deed Document Number | 201614350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 12470 FESSNER RD, CARLETON, MI 48117-9740 |
| Document Number | 0000016396 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12470 FESSNER RD CARLETON MI 481179740, CARLETON, MI 48117-9740 |
| Document Number | 0000016396 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 16396 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 13, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 12470 FESSNER RD, CARLETON, MI 48117-9740 |
| Document Number | 0000002369 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12470 FESSNER RD CARLETON MI 481179740, CARLETON, MI 48117-9740 |
| Document Number | 0000002369 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 2369 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDPENDENCE, OH 44131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 18, 2049 |
The 2025 property tax bill for 12470 Fessner Rd was $3,315 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Ash Township |
| Unified School District | Airport Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,200 Land $155,200 | $310,400 Land $310,400 | |
| 2025 | $3,315.00 Homeowner's exemption | ||
| 2023 | $2,827.00 Homeowner's exemption | $134,300 | $268,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12470 Fessner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12470 Fessner Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASH TOWNSHIP serves 5,959 people · EPA ID MI0000245 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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