12470 93rd St, Largo, FL 33773 Property Records

Pinellas County property record for 12470 93rd St, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,949 sqft · built 1988
Lot Size0.209 acres (9,082 sqft)
Owner2 Individual Names on Record
Last Sale$645,000 (Jul 2025)
Tax Bill$8,906 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-750-1827-5

Property Details

APN / Parcel Number

Primary APNC62-000-750-1827-5
Alternative APNs
  • 11-30-15-80391-004-0030
  • 301511803910040030
  • R122974

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,949 sqft Living Area
Gross Area2,831 sqft
1st Floor Area1,949 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area9,082 sqft (0.209 acres)
Lot Dimensions114 ft deep x 79 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area330 sqft
Shed1 Shed
Shed Area300 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR122974
Street Address12470 93RD ST
CityLARGO
StateFL
Zip33773-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSHADOW PINES ESTATES UNIT 2 BLK D, LOT 3
Legal Range15E
Legal Township30S
Legal Section11
Legal SubdivisionSHADOW PINES ESTATES
Legal Tract80391
Legal BlockD
Legal Lot Number3
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2060
Census Tract25021

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12470 93RD ST, LARGO, FL 33773-2515
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Sep 18, 2017Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2025 · Amount on Record
Deed SaleJul 17, 2025 · Amount on Record
Prior SaleNov 6, 2020 · Amount on Record
Deed Document Number2025204559
Deed Book / Page23231 / 1964
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateNov 6, 2020
Property Address12470 93RD ST, LARGO, FL 33773-2515
Document Number0212460625
Book / Page21246 / 625
Map ReferenceMB 97 PG 50&51
Instrument DateOct 30, 2020
Instrument2020336022
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyKLEER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,869.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 10427, LARGO, FL 33773-0427

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12470 93RD ST, LARGO, FL 33773-2515

Mortgage

Document Number0021246627
DateNov 6, 2020
Instrument21246/627
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 18, 2017
Property Address12470 93RD ST, LARGO, FL 33773-2515
Document Number0197741485
Book / Page19774 / 1485
Map ReferenceMB97 PG50&51
Instrument DateSep 14, 2017
Instrument2017284498
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyACR TITLE GROUP LLLP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,541.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2255 SOUTHWIND LN, 2255, LARGO, FL 33771-3763

Transferred To (Grantee/Buyer)

NameVerified Name
Address12470 93RD ST, LARGO, FL 33773-2515

Mortgage

Document Number2017284499
DateSep 18, 2017
Instrument2017284499
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,906.00 (+6.93%)$529,490 (+5.99%)$556,763 (+11.45%) Land $155,464 Building $401,299
2024$8,329.00 (+1.31%)
2023$8,221.00 (+15.3%) Homeowner's exemption$499,581 (+17.76%)$499,581 (+17.76%) Land $174,270 Building $325,311
2022$7,130.00$424,240$424,240 Land $168,064 Building $256,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 94 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies94 in force
Nearby Flood Claims3 (2017–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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