1247 McFall Rd, Albany, KY 42602 Property Records

Clinton County property record for 1247 McFall Rd, Albany, KY 42602

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,144 sqft · built 1965
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Sep 2016)
Tax Bill$290 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN041-00-00-081.00

Property Details

APN / Parcel Number

Primary APN041-00-00-081.00
Alternative APNs
  • 2708
  • 3331

Interior

Bedrooms2 Beds
Total Rooms4 Rooms
Stories1 Story
Building Area1,144 sqft Total Area
Basement Area832 sqft
Unfinished Basement832 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialOther
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area39,204 sqft (0.9 acres)
DrivewayGravel Driveway
PorchSlab

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemWood Furnace
Heating FuelWood

Location & Zoning

Account Number3331
Street Address1247 MCFALL RD
CityALBANY
StateKY
Zip42602-8389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH-L ON MCFALL RD
JurisdictionCLINTON KY
Township / Civil DivisionCUMBERLAND CITY
Census Block Group1
Census Block1001
Census Tract970100

Owner

1247 McFall Rd is owned and occupied by an individual who bought it in September 2016.

Source: Clinton County records, as of January 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1247 MCFALL RD, ALBANY, KY 42602-8389
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2018Deed of Trust, Mortgage · Line of Credit
MONTICELLO BANKING CO
Jul 11, 2018Deed of Trust, Mortgage
MONTICELLO BANKING CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2016 · Amount on File
Deed SaleSep 19, 2016 · Amount on File
Deed Book / Page157 / 563
Prior Transfer DateSep 15, 2016
Prior Transfer Doc000157/563
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON KY
Property Address1247 MCFALL RD, ALBANY, KY 42602-8389
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG187/332
DateApr 27, 2018
Book PageMTG 187/332
Instrument139443
Lender
NameMONTICELLO BANKING CO
TypeBank
AddressMONTICELLO, KY 42633
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON KY
Property Address1247 MCFALL RD, ALBANY, KY 42602-8389
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG188/461
DateJul 11, 2018
Book PageMTG 188/461
Instrument139842
Lender
NameMONTICELLO BANKING CO
TypeBank
AddressALBANY, KY 42602
Agreement
AmountAmount on Record
Term240 Months
DueJul 5, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1247 McFall Rd was $290.

Source: Clinton County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyClinton County
Unified School DistrictClinton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$290.00$30,000$30,000
2023$251.00$30,000$30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1247 McFall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1247 McFall Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBANY WATER WORKS
serves 9,042 people · EPA ID KY0270003
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2021
Treatment and ProcedureColiform assessment
Sep 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on McFall Rd

Nearby Streets

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