1247 M 89, Otsego, MI 49078 Property Records

Allegan County property record for 1247 M 89, Otsego, MI 49078

Property Summary

Property TypeAuto Repair, Garage
Details924 sqft · built 1988
Lot Size0.75 acres (32,670 sqft)
OwnerCompany Name on File
Tax Bill$19,885 (2025)
Deeds & MortgagesMay 2021 Transfer
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-024-079-02

Property Details

APN / Parcel Number

Primary APN17-024-079-02

Interior

Stories1 Story
Building Area924 sqft Total Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area32,670 sqft (0.75 acres)
Lot Dimensions393 ft deep x 83 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1247 M 89
CityOTSEGO
StateMI
Zip49078
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal DescriptionCOM AT SE 1/4 COR TH W 1115.5' TO POB; TH CONT W 100'; TH N 350.61'; TH W 14.17'; TH N 52.39'; TH E 114.17'; TH S 403' TO POB
Legal Range12W
Legal Township01N
Legal Section24
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group1
Census Block1029
Census Tract31900

Owner

1247 M 89, a commercial property, is owned by a company.

Source: Allegan County records, as of June 25, 2026

Owner of RecordCompany Name on File
Mailing Address950 MARSHALL ST, ALLEGAN, MI 49010-1662
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Intrafamily Transfer, Transfer
May 19, 2021Warranty Deed, Transfer · Commercial Mortgage
CONSUMERS CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateMay 19, 2021
Property Address1247 M 89, OTSEGO, MI 49078
Document Number004621/422
Book / Page4621 / 422
Instrument DateApr 29, 2021
Transaction TypeTransfer
Record UpdatedAug 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2025 N GENESEE RD, BURTON, MI 48509-1258

Transferred To (Grantee/Buyer)

NameVerified Name
Address2025 N GENESEE RD, BURTON, MI 48509-1258

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateMay 19, 2021
Property Address1247 M 89, OTSEGO, MI 49078
Document Number004621/423
Book / Page4621 / 423
Instrument DateApr 29, 2021
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
Tax$7,482.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2025 N GENESEE RD, BURTON, MI 48509-1258

Transferred To (Grantee/Buyer)

NameVerified Name
Address950 MARSHALL ST, ALLEGAN, MI 49010-1662

Mortgage

Document Number0004632257
DateMay 19, 2021
Instrument4632/257
Lender
NameCONSUMERS CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1247 M 89 was $19,885.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionOtsego Township
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$433,300 Land $124,500 Building $308,800$866,600 Land $249,000 Building $617,600
2025$19,885.00
2023$364,200 Land $103,800 Building $260,400$728,400 Land $207,600 Building $520,800
2022$18,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1247 M 89 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1247 M 89 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on M 89

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