1247 Cherry Tree Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1247 Cherry Tree Ln, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,696 sqft · built 1994
Lot Size0.673 acres (29,326 sqft)
Owner2 Individual Names on File
Last Sale$975,000 (Apr 2021)
Tax Bill$18,137 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-257-90059578

Property Details

APN / Parcel Number

Primary APN02-257-90059578
Alternative APNs
  • 225790059578
  • 25790059578

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,696 sqft Living Area
Gross Area4,704 sqft
1st Floor Area1,568 sqft
Basement Area560 sqft
Finished Basement560 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area29,326 sqft (0.673 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area504 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area448 sqft
Deck Area283 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number25790059578
Street Address1247 CHERRY TREE LN
CityANNAPOLIS
StateMD
Zip21403-5023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 23 FISHING CREEK FARM
Legal SubdivisionFISHING CREEK FARM
Legal Block1
Legal Lot Number23
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1004
Census Tract702602

Owner

1247 Cherry Tree Ln is owned and occupied by two individuals who bought it in April 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address1247 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2023Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Apr 29, 2021Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2021 · Amount on File
Deed SaleApr 29, 2021 · Amount on File
Prior SaleSep 30, 1993 · Amount on File
Deed Book / Page36655 / 28
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1247 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023
Transaction TypeMortgage
Record UpdatedMay 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0396510429
DateMay 15, 2023
Book Page39651/429
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueMar 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateApr 29, 2021
Property Address1247 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023
Document Number0366550028
Book / Page36655 / 28
Map ReferenceMB 130 FO 17 PL 6970
Instrument DateFeb 4, 2021
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1247 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023

Mortgage

Document Number3665534
DateApr 29, 2021
Instrument36655/34
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1247 Cherry Tree Ln was $18,137.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,800,200 Land $1,058,300 Building $741,900$1,800,200 Land $1,058,300 Building $741,900
2025$18,137.00
2023$13,667.00$1,251,600 Land $788,300 Building $463,300$1,251,600 Land $788,300 Building $463,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1247 Cherry Tree Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 265 policies
Nearby Flood Policies265 in force
Nearby Flood Claims76 (1978–2024)
Claims Outside the SFHA24 of 76
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1247 Cherry Tree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

Nearby Properties on Cherry Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number