1247 Central Ave, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 1247 Central Ave, Ocean City, NJ 08226

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 1940
Lot Size	0.077 acres (3,350 sqft)
Owner	2 Individual Names on File
Last Sale	$1,465,000 (Oct 2025)
Tax Bill	$6,580 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-01203-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`08-01203-0000-00001`
Alternative APN	`080120300001`

Interior

Stories	2 Stories
Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	3,350 sqft (0.077 acres)
Lot Dimensions	67 ft deep x 50 ft wide

Location & Zoning

Street Address	1247 CENTRAL AVE
City	OCEAN CITY
State	NJ
Zip	08226-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	OB1203 L731A
Legal Subdivision	OCEAN CITY ASSN SEC C
Legal Block	1203
Legal Lot Number	1
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	1
Census Block	1020
Census Tract	20102

Owner

1247 Central Ave is owned by two individuals who bought it in October 2025.

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	371 PHEASANT RD, HARLEYSVILLE, PA 19438-1815
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Jun 23, 2010 · Amount on File
Deed Document Number	202580261
Deed Book / Page	4251 / 503
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Oct 31, 2025
Property Address	1247 CENTRAL AVE, OCEAN CITY, NJ 08226-3243
Document Number	0000080261
Book / Page	D4251 / 503
Instrument Date	Oct 20, 2025
Instrument	2025080261
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	CORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 ELTING LN, BEARSVILLE, NY 12409-5512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 PHEASANT RD, HARLEYSVILLE, PA 19438-1815

Mortgage

Document Number	0000080262
Date	Oct 31, 2025
Instrument	2025080262

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$656,100 (+11.87%) Land $518,800 Building $137,300	$656,100 (+11.87%) Land $518,800 Building $137,300
2025		$586,500 Land $518,800 Building $67,700	$586,500 Land $518,800 Building $67,700
2024	$6,580.00
2023		$586,500 Land $518,800 Building $67,700	$586,500 Land $518,800 Building $67,700
2022	$6,035.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1247 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 99 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	1,075 units insured incl. 976 condo units
Nearby Flood Claims	144 (1978–2012)
Most Recent Claim	Dec 2012 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 90 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 18 claims Severe Coastal Storm, Jan 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1247 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20