12469 White Oak Way, Poway, CA 92064 Property Records

San Diego County property record for 12469 White Oak Way, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,118 sqft · built 1996
Lot Size	0.105 acres (4,590 sqft)
Owner	Company Name on Record
Last Sale	$226,000 (Mar 1996)
Tax Bill	$4,404 (2025)
Deeds & Mortgages	Sep 2018 Transfer May 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`317-211-09-00`

Property Details

APN / Parcel Number

Primary APN	`317-211-09-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,118 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	4,590 sqft (0.105 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12469 WHITE OAK WAY
City	POWAY
State	CA
Zip	92064-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 5 TR 013211
Legal Subdivision	POWAY 94-02
Legal Tract	013211
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	17048

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12469 WHITE OAK WAY, POWAY, CA 92064-6000
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 24, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 1996 · Amount on Record
Deed Sale	Mar 5, 1996 · Amount on Record
Deed Document Number	1996107317
Last Transfer Date	Sep 11, 2018
Transfer Doc	0000378742
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 12, 2018
Property Address	12469 WHITE OAK WAY, POWAY, CA 92064-6000
Document Number	0000378742
Instrument Date	Sep 11, 2018
Instrument	378742
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12469 WHITE OAK WAY POWAY CA 920646000, POWAY, CA 92064-6000

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12469 WHITE OAK WAY, POWAY, CA 92064-6000
Document Number	0000378647
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11244 GANESTA RD SAN DIEGO CA 921261647, SAN DIEGO, CA 92126-1647

Mortgage

Document Number	0000378647
Date	Sep 12, 2018
Instrument	378647

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 11, 2058

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2018
Property Address	12469 WHITE OAK WAY, POWAY, CA 92064-6000
Document Number	0000171172
Instrument Date	Apr 26, 2018
Instrument	171172
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12469 WHITE OAK WAY POWAY CA 920646000, POWAY, CA 92064-6000

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$381,233 (+2%) Land $135,543 Building $245,690
2025	$4,404.00 (+4.76%) Homeowner's exemption	$373,759 (+4.04%) Land $132,886 Building $240,873
2023	$4,204.00 (+1.64%) Homeowner's exemption	$359,247 Land $127,727 Building $231,520
2022	$4,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile, Verizon.

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