12469 Elliot Ln, Huntley, IL 60142 Property Records

McHenry County property record for 12469 Elliot Ln, Huntley, IL 60142

Property Summary

Property Type	Single Family Home
Lot Size	0.418 acres (18,212 sqft)
Owner	Trust Name on File
Last Sale	$390,615 (Jan 2017)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-32-405-015`

Property Details

APN / Parcel Number

Primary APN	`18-32-405-015`

Exterior

Lot Area	18,212 sqft

Location & Zoning

Street Address	12469 ELLIOT LN
City	HUNTLEY
State	IL
Zip	60142-7043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0008290 LT 44 FITZGERALD SUB MEMO: CARTER, CHRISTOPHER/ SCHWEICH, SABINE JNT DECL OF REV TR
Legal Subdivision	FITZGERALD
Legal Lot Number	44
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3002
Census Tract	871501

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	12469 ELLIOT LN, HUNTLEY, IL 60142-7043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 24, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2017 · Amount on File
Deed Sale	Jan 24, 2017 · Amount on File
Deed Document Number	0000003011
Last Transfer Date	Mar 8, 2017
Transfer Doc	0000008290
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	12469 ELLIOT LN, HUNTLEY, IL 60142-7043
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12469 ELLIOT LN, HUNTLEY, IL 60142-7043

Mortgage

Document Number	0000023565
Date	Sep 19, 2023
Instrument	2023R0023565

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2053

Interest

Rate Type	Adjustable Rate
Rate	10.1%
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	12469 ELLIOT LN, HUNTLEY, IL 60142-7043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039697
Date	Sep 28, 2020
Instrument	2020R0039697

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 8, 2017
Property Address	12469 ELLIOT LN, HUNTLEY, IL 60142-7043
Document Number	0000008290
Instrument Date	Feb 28, 2017
Instrument	8290
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12469 ELLIOT LN HUNTLEY IL 601427043, HUNTLEY, IL 60142-7043

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 24, 2017
Property Address	12469 ELLIOT LN, HUNTLEY, IL 60142-7043
Document Number	0000003011
Instrument Date	Jan 11, 2017
Instrument	3011
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12469 ELLIOT LN HUNTLEY IL 601427043, HUNTLEY, IL 60142-7043

Mortgage

Document Number	3012
Date	Jan 24, 2017
Instrument	3012

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Grafton Township
Municipality	Huntley Village
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$133,455 Land $8,383 Building $125,072	$400,365 Land $25,149 Building $375,216

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUNTLEY serves 28,495 people · EPA ID IL1110350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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