12465 White Oak Ct, Dunkirk, MD 20754 Property Records

Calvert County property record for 12465 White Oak Ct, Dunkirk, MD 20754 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage1,954 sqft Total Area
Lot Size45,738 sqft (1.05 acres)
GarageAttached, 625 sqft
OccupancyOwner Occupied
Last Sale$475,000 (2011)
Tax Bill$6,352.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-109879
Alternative APNs
  • 3109879
  • 109879

Interior

Full Baths2 Baths
Building Area1,954 sqft Total Area
Basement Area1,660 sqft Basement
Finished Basement1,660 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area45,738 sqft (1.05 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area625 sqft Garage
Deck Area544 sqft Deck
Patio Area100 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemBaseboard Heating
SewageSewage Connected

Location & Zoning

Account Number109879
Street Address12465 WHITE OAK CT
CityDUNKIRK
StateMD
Zip20754-9677
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 10 PLAT 1 CALVERT ESTS
Legal SubdivisionCALVERT ESTS
Legal Lot Number10
JurisdictionCALVERT MD
Minor Civil Division3, SUNDERLAND
Census Blockgroup3
Census Block3000
Census Tract860103

Owner

Source: Calvert County records · APN 03-109879

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12465 WHITE OAK CT, DUNKIRK, MD 20754-9677
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Apr 22, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2011 · Amount on Record
Deed SaleJun 03, 2011 · Amount on Record
Prior SaleJun 03, 2011 · Amount on Record
Deed Doc Number20113726/0001
Deed Book / Page3726 / 1
Last Transfer DateMar 15, 2021
Transfer Doc0062660481
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address12465 WHITE OAK CT, DUNKIRK, MD 20754-9677
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address12465 WHITE OAK CT, DUNKIRK, MD 20754-9677

Mortgage

Document Number0060460112
DateAug 10, 2021
Book Page6046/112
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term174 Months
DueFeb 01, 2036

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateApr 22, 2022
Property Address12465 WHITE OAK CT, DUNKIRK, MD 20754-9677
Document Number0062660481
Book / Page6266 / 481
Map ReferenceMB ABE 1 PL 375
Instrument DateMar 15, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12465 WHITE OAK CT, DUNKIRK, MD 20754-9677

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$572,500 (+0.77%)$581,300 (+2.32%) Land $195,500 Building $385,800
2025$6,352.00 (+18.84%) Homeowner's exemption$568,100 (+10.42%) Land $195,500 Building $372,600$568,100 (-) Land $195,500 Building $372,600
2023$5,345.00 Homeowner's exemption$514,500$568,100 Land $195,500 Building $372,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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