12465 Waterside Ct, Rogers, MN 55374 Property Records

Hennepin County property record for 12465 Waterside Ct, Rogers, MN 55374

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,616 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$629,000 (Jan 2025)
Tax Bill	$4,606 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-120-23-12-0041`

Property Details

APN / Parcel Number

Primary APN	`27-120-23-12-0041`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	140 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	12465 WATERSIDE CT
City	ROGERS
State	MN
Zip	55374-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 009 BLOCK 004 A SKYE MEADOWS 45 X 140
Legal Range	23
Legal Township	120
Legal Section	27
Legal Quarter	12
Legal Subdivision	SKYE MEADOWS
Legal Block	4
Legal Lot Number	9
Jurisdiction	HENNEPIN MN
Township / Civil Division	ROGERS
Census Block Group	1
Census Block	1004
Census Tract	26912

Owner

12465 Waterside Ct is owned by two individuals who bought it in January 2025.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23325 RACHAEL DR, ROGERS, MN 55374-5524
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jan 30, 2024	Limited Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2025 · Amount on File
Deed Sale	Jan 16, 2025 · Amount on File
Prior Sale	Jan 30, 2024 · Amount on File
Deed Document Number	202511342902
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12465 WATERSIDE CT, ROGERS, MN 55374-3300
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12465 WATERSIDE CT, ROGERS, MN 55374-3300

Mortgage

Document Number	0A11426128
Date	Dec 15, 2025
Instrument	A11426128

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 30, 2024
Property Address	12465 WATERSIDE CT, ROGERS, MN 55374-3300
Document Number	0A11261089
Instrument Date	Jan 29, 2024
Instrument	A11261089
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Tax	$1,095.57
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16305 36TH AVE N # N600, N600, PLYMOUTH, MN 55446-2884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12465 WATERSIDE CT, ROGERS, MN 55374-3300

Mortgage

Document Number	0A11261090
Date	Jan 30, 2024
Instrument	A11261090

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0A11262368
Date	Feb 6, 2024
Instrument	A11262368

Lender

Name	BANKVISTA
Type	Bank
Address	SARTELL, MN 56377

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	93 Months
Due	Nov 29, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 12465 Waterside Ct was $4,606.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Rogers City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,606.00	$351,700 Land $25,000 Building $326,700	$351,700 Land $25,000 Building $326,700
2023	$460.00
2022		$30,000 Land $30,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12465 Waterside Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12465 Waterside Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rogers serves 14,430 people · EPA ID MN1270047
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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