12465 W Graves Ave, Beach Park (Waukegan), IL 60087 Property Records

Lake County property record for 12465 W Graves Ave, Beach Park, IL 60087

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,292 sqft · built 1965
Lot Size	0.225 acres (9,784 sqft)
Owner	2 Individual Names on File
Last Sale	$122,500 (Sep 2014)
Tax Bill	$4,226 (2024)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-06-412-003`

Property Details

APN / Parcel Number

Primary APN	`08-06-412-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	1,572 sqft
1st Floor Area	1,196 sqft
2nd Floor Area	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,784 sqft (0.225 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12465 W GRAVES AVE
City	BEACH PARK
State	IL
Zip	60087-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEACH VIEW TERRACE SUBLOT 8 ALSO E 15 FT LOT 9 BLOCK 12
Legal Subdivision	BEACH VIEW TERRACE SUB
Legal Block	12
Legal Lot Number	9
Jurisdiction	LAKE IL
Township / Civil Division	WAUKEGAN
Census Block Group	1
Census Block	1028
Census Tract	861901

Owner

12465 W Graves Ave is owned and occupied by two individuals who bought it in September 2014.

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12465 W GRAVES AVE, BEACH PARK, IL 60087-2612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2014 · Amount on File
Deed Sale	Sep 19, 2014 · Amount on File
Deed Document Number	20147132754
Prior Transfer Date	Apr 5, 1999
Prior Transfer Doc	0004334341
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	12465 W GRAVES AVE, BEACH PARK, IL 60087-2612
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12465 W GRAVES AVE, BEACH PARK, IL 60087-2612

Mortgage

Document Number	0007849702
Date	Dec 1, 2021
Instrument	7849702

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	274 Months
Due	Oct 1, 2044

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Beach Park Village
County	Lake County
County Subdivision	Waukegan Township
Unified School District	Waukegan Community Unit School District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,619 Land $7,965 Building $68,654	$229,880 Land $23,897 Building $205,983
2024	$4,226.00 (+9.51%)
2023	$3,859.00 (+9.69%)	$62,565 (+12.2%) Land $6,521 Building $56,044	$187,714 (+12.2%) Land $19,565 Building $168,149
2022	$3,518.00	$55,761 Land $5,427 Building $50,334	$167,300 Land $16,283 Building $151,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12465 W Graves Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12465 W Graves Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20