12464 Oneida St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12464 Oneida St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,105 sqft · built 1983
Lot Size	0.31 acres (13,506 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jun 2022)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Jun 2022 Sale Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1313-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1313-0020`
Alternative APNs	`00697053` `697053`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,105 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	1,105 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,506 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	353 sqft
Deck Area	80 sqft
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00697053
Street Address	12464 ONEIDA ST
City	SPRING HILL
State	FL
Zip	34609-0915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1313 LOT 2 ORB 452 PG 351 ORB 1665 PGS 446-47
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1313
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1002
Census Tract	41005

Owner

Source: Hernando County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12464 ONEIDA ST, SPRING HILL, FL 34609-0915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS LLC
Sep 10, 2019	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Sep 10, 2019 · Amount on File
Deed Document Number	202250347
Deed Book / Page	4190 / 504
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 30, 2022
Property Address	12464 ONEIDA ST, SPRING HILL, FL 34609-0915
Document Number	0041900504
Book / Page	4190 / 504
Map Reference	MB 9 PG 65-80
Instrument Date	Jun 24, 2022
Instrument	2022050347
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8704 ARROWHEAD DR, 8704, HUDSON, FL 34667-2559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12464 ONEIDA ST, SPRING HILL, FL 34609-0915
Investor	Possibly a Property Investor

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 10, 2019
Property Address	12464 ONEIDA ST, SPRING HILL, FL 34609-0915
Document Number	0037481396
Book / Page	3748 / 1396
Map Reference	MB 9 PG 65-80
Instrument Date	Aug 15, 2019
Instrument	2019056346
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SOUTHERN SECURITY TTL SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12464 ONEIDA ST, 12464, SPRING HILL, FL 34609-0915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12464 ONEIDA ST, SPRING HILL, FL 34609-0915

Mortgage

Document Number	0037481398
Date	Sep 10, 2019
Instrument	3748/1398

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,711.00 (+36.51%) Homeowner's exemption	$180,917 (+6.19%)	$185,629 (+8.96%) Land $49,432 Building $136,197
2023		$170,364 Land $40,993 Building $129,371
2022	$1,986.00		$170,364 Land $39,167 Building $131,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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