Kay County property record for 12460 E River Rd, Kaw City, OK 74641
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,329 sqft · built 1928 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $680 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22420 |
| Primary APN | 22420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,329 sqft Living Area |
| 1st Floor Area | 1,329 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Canopy | 360 sqft |
| Granary | 225 sqft |
| Silo | 289 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22420 |
|---|---|
| Street Address | 12460 E RIVER RD |
| City | KAW CITY |
| State | OK |
| Zip | 74641-9635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BEAVER TWP - 22-28-4E S/2 SW/4 |
| Legal Range | 04E |
| Legal Township | 28N |
| Legal Section | 22 |
| Legal Subdivision | BEAVER TOWNSHIP |
| Legal Block | 28 |
| Legal Lot Number | 4E |
| Jurisdiction | KAY OK |
| Township / Civil Division | KAW CITY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1200 |
12460 E River Rd, a rural home, is owned and occupied by two individuals.
Source: Kay County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12460 E RIVER RD, KAW CITY, OK 74641-9635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Apr 30, 2026 |
| Property Address | 12460 E RIVER RD, KAW CITY, OK 74641-9635 |
| Document Number | 0000003060 |
| Book / Page | 2033 / 879 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20263060 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000003060, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 2033/879 |
| Instrument | 20263060 |
| Name | GATEWAY STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 12460 E River Rd was $680, up 3.8% from the year before.
Source: Kay County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kay County |
| Unified School District | Newkirk Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,893 (+2.99%) Land $1,867 Building $5,026 | $62,670 (-35.51%) Land $16,973 Building $45,697 | |
| 2025 | $680.00 (+3.82%) | $6,693 (+3%) Land $1,867 Building $4,826 | $97,184 (+31.62%) Land $16,973 Building $80,211 |
| 2024 | $655.00 (+7.2%) | $6,498 (+3%) Land $1,867 Building $4,631 | $73,835 (+11.64%) Land $16,973 Building $56,862 |
| 2023 | $611.00 | $6,309 Land $1,867 Building $4,442 | $66,139 Land $16,973 Building $49,166 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12460 E River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12460 E River Rd is high, ranking above 85% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 72% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE CO RWD #21 serves 1,500 people · EPA ID OK2003616 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment currently in violation since May 2025 Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 80 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Nextlink Fixed Wireless | 100 / 20 |
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