1246 White Pine Ln, Lincoln, CA 95648 Property Records

Placer County property record for 1246 White Pine Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,629 sqft · built 2014
Lot Size	0.152 acres (6,628 sqft)
Owner	2 Individual Names on File
Last Sale	$477,500 (Mar 2019)
Tax Bill	$6,530 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`025-060-069-000`

Property Details

APN / Parcel Number

Primary APN	`025-060-069-000`
Alternative APN	`025-060-069`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,629 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	6,628 sqft (0.152 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	025-060-069
Street Address	1246 WHITE PINE LN
City	LINCOLN
State	CA
Zip	95648-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 135 LINCOLN HIGHLANDS MOR BK CC PG 17
Legal Subdivision	LINCOLN HIGHLANDS
Legal Lot Number	135
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4013
Census Tract	21304

Owner

1246 White Pine Ln is owned and occupied by two individuals who bought it in March 2019.

Source: Placer County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1246 WHITE PINE LN, LINCOLN, CA 95648-2638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NORTHERN BANK
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 15, 2017	Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC
Apr 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY MORTGAGE LLC
Mar 4, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on File
Deed Sale	Mar 4, 2019 · Amount on File
Prior Sale	Feb 9, 2015 · Amount on File
Deed Document Number	201912918
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1246 WHITE PINE LN, LINCOLN, CA 95648-2638
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 WHITE PINE LANE, LINCOLN, CA 95648-2638

Mortgage

Document Number	0000135245
Date	Nov 2, 2021
Instrument	2021-0135245

Lender

Name	FIRST NORTHERN BANK
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1246 WHITE PINE LN, LINCOLN, CA 95648-2638
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 WHITE PINE LN, LINCOLN, CA 95648-2638

Mortgage

Document Number	0000088560
Date	Jul 12, 2021
Instrument	2021-0088560

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1246 WHITE PINE LN, LINCOLN, CA 95648-2638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099785
Date	Dec 15, 2017
Instrument	2017-0099785

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1246 WHITE PINE LN, LINCOLN, CA 95648-2638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023800
Date	Apr 9, 2018
Instrument	2018-0023800

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2047

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 4, 2019
Property Address	1246 WHITE PINE LN, LINCOLN, CA 95648-2638
Document Number	0000012918
Map Reference	MB CC PG 17
Instrument Date	Mar 1, 2019
Instrument	2019-0012918
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1246 WHITE PINE LN, LINCOLN, CA 95648-2638

Mortgage

Document Number	0000012919
Date	Mar 4, 2019
Instrument	2019-0012919

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1246 White Pine Ln was $6,530.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$543,308 (+2%) Land $133,692 Building $409,616
2025	$6,530.00	$532,656 Land $131,071 Building $401,585
2023	$6,351.00 (+2.12%)	$511,974 Land $125,982 Building $385,992
2022	$6,219.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1246 White Pine Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1986–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1246 White Pine Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Succeed.Net, Verizon.

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