1246 W Diamond Shore Loop, Hernando, FL 34442 Property Records

Citrus County property record for 1246 W Diamond Shore Loop, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,108 sqft · built 2006
Lot Size	0.187 acres (8,179 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Mar 2025)
Tax Bill	$4,728 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-25-0240-000E0-039.0`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-25-0240-000E0-039.0`
Alternative APNs	`2518S18E0240000E00390` `3296133`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,108 sqft Living Area
1st Floor Area	2,108 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Tile
Lot Area	8,179 sqft (0.187 acres)
Lot Dimensions	160 ft deep x 54 ft wide
Garage Area	441 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	265 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3296133
Old Parcel Number	2518S18E0240000E00390
Street Address	1246 W DIAMOND SHORE LOOP
City	HERNANDO
State	FL
Zip	34442-6291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	LAKEVIEW VILLAS PB 17 PG 107 LOT 39 BLK E
Legal Range	18E
Legal Township	18S
Legal Section	23
Legal Subdivision	LAKEVIEW VILLAS (PB-17 PG-107
Legal Block	E
Legal Lot Number	39
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1003
Census Tract	450703

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	1246 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6291
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 17, 2023	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 7, 2025 · Amount on Record
Deed Sale	Mar 7, 2025 · Amount on Record
Prior Sale	Jan 17, 2023 · Amount on Record
Deed Document Number	2025013835
Deed Book / Page	3546 / 765
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1246 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6291
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6291

Mortgage

Document Number	0033812441
Date	May 26, 2023
Book Page	3381/2441
Instrument	2023030723

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 17, 2023
Property Address	1246 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6291
Document Number	0033482044
Book / Page	3348 / 2044
Map Reference	MB 17 PG 107-112
Instrument Date	Jan 10, 2023
Instrument	2023002895
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MANATEE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1246 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 OAK COVE RD, TITUSVILLE, FL 32780-2548

Mortgage

Document Number	0033482045
Date	Jan 17, 2023
Instrument	3348/2045

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,728.00 (-3.55%) Homeowner's exemption Additional exemption filed	$348,060 (-3.96%) Land $68,960 Building $279,100	$348,060 (-3.96%) Land $68,960 Building $279,100
2024	$4,902.00 (+75.26%) Homeowner's exemption Additional exemption filed	$362,417 (-3.88%) Land $68,960 Building $293,457	$362,417 (-3.88%) Land $68,960 Building $293,457
2023	$2,797.00 (+7%) Homeowner's exemption Additional exemption filed	$377,035 (+13.26%) Land $68,960 Building $308,075	$377,035 (+13.26%) Land $68,960 Building $308,075
2022	$2,614.00 Homeowner's exemption Additional exemption filed	$332,892 Land $68,960 Building $263,932	$332,892 Land $68,960 Building $263,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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