1246 Sand Run Rd, Troy, MO 63379 Property Records

Lincoln County property record for 1246 Sand Run Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,569 sqft · built 1996
Lot Size	4.52 acres (196,891 sqft)
Owner	2 Individual Names on File
Last Sale	$304,400 (May 2017)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-10-12-000-000-002.008`

Property Details

APN / Parcel Number

Primary APN	`19-10-12-000-000-002.008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
Basement Area	1,569 sqft
Unfinished Basement	1,569 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	196,891 sqft (4.52 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1246 SAND RUN RD
City	TROY
State	MO
Zip	63379-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 CROOKED CREEK ESTATES PLAT 2
Legal Range	01W
Legal Township	48N
Legal Section	12
Legal Subdivision	CROOKED CREEK EST
Legal Lot Number	8
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	5
Census Block	5024
Census Tract	810308

Owner

1246 Sand Run Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1246 SAND RUN RD, TROY, MO 63379-3430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 1, 2017	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Deed Document Number	20173818
Deed Book / Page	2410 / 385
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1246 SAND RUN RD, TROY, MO 63379-3430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2447/548
Date	Jun 3, 2020
Book Page	2447/548
Instrument	2020005578

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 1, 2017
Property Address	1246 SAND RUN RD, TROY, MO 63379-3430
Document Number	2410/0385
Book / Page	2410 / 0385
Map Reference	MB12 PG3
Instrument Date	Apr 27, 2017
Instrument	2017003818
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 BLUFFVIEW DR, 108, TROY, MO 63379-2001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 SAND RUN RD, TROY, MO 63379-3430

Mortgage

Document Number	2017003819
Date	May 1, 2017
Instrument	2017003819

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1246 Sand Run Rd was $2,921.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,560 (-) Land $3,502 Building $45,058
2025	$2,921.00	$48,560 Land $3,502 Building $45,058	$255,580 Land $18,430 Building $237,150
2023	$2,771.00 (+4.88%)	$45,374 Land $3,122 Building $42,252	$238,810 Land $16,430 Building $222,380
2022	$2,642.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1246 Sand Run Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1246 Sand Run Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TARA VALLEY HOMEOWNERS ASSN private · serves 60 people · EPA ID MO6031193
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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