Albemarle County property record for 1246 Redfields Rd, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,880 sqft · built 2004 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,270 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076R1-04-00-11100 |
| Primary APN | 076R1-04-00-11100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Finished Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Other |
| Lot Area | 12,284 sqft (0.282 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 1246 REDFIELDS RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-7892 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED RE |
| Legal Description | REDFIELDS 111 PHASE 4B |
| Legal Subdivision | REDFIELDS |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 11202 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1246 REDFIELDS RD, CHARLOTTESVILLE, VA 22903-7892 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Dec 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1246 REDFIELDS RD, CHARLOTTESVILLE, VA 22903-7892 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 1246 REDFIELDS RD, CHARLOTTESVILLE, VA 22903-7892 |
| Document Number | 202200004433 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 202200004433 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1246 REDFIELDS RD, CHARLOTTESVILLE, VA 22903-7892 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5609/570 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 5609/570 |
| Instrument | 2021-00015941 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1246 REDFIELDS RD, CHARLOTTESVILLE, VA 22903-7892 |
| Document Number | 0000014872 |
| Book / Page | 004998 / 000243 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1246 REDFIELDS RD CHARLOTTESVILLE VA 229037892, CHARLOTTESVILLE, VA 22903-7892 |
| Document Number | 0000014872 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 004998/000243 |
| Instrument | 14872 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 26, 2037 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,270.00 (+10.64%) | $701,300 (+10.62%) Land $190,000 Building $511,300 | $701,300 (+10.62%) Land $190,000 Building $511,300 |
| 2025 | $5,667.00 (+17.48%) | $634,000 (+12.23%) Land $170,000 Building $464,000 | $634,000 (+12.23%) Land $170,000 Building $464,000 |
| 2023 | $4,824.00 | $564,900 Land $162,500 Building $402,400 | $564,900 Land $162,500 Building $402,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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