1246 Polk St, Salinas, CA 93906 Property Records

Monterey County property record for 1246 Polk St, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,915 sqft · built 1950
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,007 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`003-304-030-000`

Property Details

APN / Parcel Number

Primary APN	`003-304-030-000`
Alternative APN	`003-304-030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	1,915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,700 sqft (0.2 acres)
Garage Area	397 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	003-304-030
Street Address	1246 POLK ST
City	SALINAS
State	CA
Zip	93906-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL PARK LOT 30 BLK 4
Legal Subdivision	LAUREL PARK
Legal Block	4
Legal Lot Number	30
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2010
Census Tract	300

Owner

1246 Polk St is owned and occupied by two individuals who acquired it in December 2000.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1246 POLK ST, SALINAS, CA 93906-2733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 22, 2019	Deed of Trust, Mortgage · FHA Mortgage OCMBC INC
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 1998
Deed Sale	Oct 22, 1998
Deed Document Number	199872996
Last Transfer Date	Dec 12, 2000
Transfer Doc	0000083322
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1246 POLK ST, SALINAS, CA 93906-2733
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 POLK ST, SALINAS, CA 93906-2733

Mortgage

Document Number	0000002812
Date	Jan 30, 2026
Instrument	2026002812

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1246 POLK ST, SALINAS, CA 93906-2733
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 POLK ST, SALINAS, CA 93906-2733

Mortgage

Document Number	0000025453
Date	Jun 3, 2022
Instrument	2022025453

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1246 POLK ST, SALINAS, CA 93906-2733
Document Number	0000050749
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1246 POLK ST SALINAS CA 939062733, SALINAS, CA 93906-2733

Mortgage

Document Number	0000050749
Date	Oct 29, 2019
Instrument	50749

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1246 POLK ST, SALINAS, CA 93906-2733
Document Number	0000043172
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1246 POLK ST SALINAS CA 939062733, SALINAS, CA 93906-2733

Mortgage

Document Number	0000043172
Date	Oct 1, 2018
Instrument	43172

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1246 Polk St was $1,007 with a homeowner's exemption, down 21.7% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$84,961 (+2%) Land $20,050 Building $64,911
2025	$1,007.00 (-21.7%) Homeowner's exemption	$83,296 Land $19,657 Building $63,639
2024	$1,286.00 (+44.17%)
2023	$892.00 (-35.22%) Homeowner's exemption	$80,064 Land $18,895 Building $61,169
2022	$1,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1246 Polk St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1246 Polk St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, GeoLinks, T-Mobile.

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