1246 Orange Ave, Ramona, CA 92065 Property Records

San Diego County property record for 1246 Orange Ave, Ramona, CA 92065

Property Summary

Property Type	Residential Vacant Land
Details	built 2000
Lot Size	9.35 acres (407,286 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2021)
Tax Bill	$5,050 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`280-122-02-00`

Property Details

APN / Parcel Number

Primary APN	`280-122-02-00`

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	407,286 sqft

Location & Zoning

Street Address	1246 ORANGE AVE
City	CORONADO
State	CA
Zip	92118-3408
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	A70
Legal Description	LOT 29 TR 000656
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	000656
Legal Block	1
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1037
Census Tract	20807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1237 H ST, RAMONA, CA 92065-2836
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NATIONAL ASSOCIATION
Aug 16, 2021	Grant Deed, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Mar 24, 2005 · Amount on File
Deed Document Number	2021583271
Prior Transfer Date	Jan 7, 2009
Prior Transfer Doc	0000052896
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1246 ORANGE AVE, RAMONA, CA 92065
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 H ST, RAMONA, CA 92065-2836

Mortgage

Document Number	0000331252
Date	Nov 27, 2024
Instrument	2024-0331252

Lender

Name	US BANK NATIONAL ASSOCIATION
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Max Rate	11.5%

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 16, 2021
Property Address	1246 ORANGE AVE, RAMONA, CA 92065
Document Number	0000583271
Map Reference	MAP 656
Instrument Date	Apr 13, 2021
Instrument	2021-0583271
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2273 CAMINITO PAJARITO # 176, 176, SAN DIEGO, CA 92107-1903

Mortgage

Document Number	0000583272
Date	Aug 16, 2021
Instrument	2021-0583272

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,208,209 (+174.34%) Land $479,209 Building $729,000
2025	$5,050.00 (+8.18%)	$440,401 (+4.04%) Land $440,401
2023	$4,668.00 (+5.06%)	$423,300 Land $423,300
2022	$4,443.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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