1246 Oak St, Upland, CA 91784 Property Records

San Bernardino County property record for 1246 Oak St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,178 sqft · built 1984
Lot Size	0.132 acres (5,760 sqft)
Owner	Individual Name on Record
Last Sale	$551,000 (Jan 2018)
Tax Bill	$6,856 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1004-102-14-0000`

Property Details

APN / Parcel Number

Primary APN	`1004-102-14-0000`
Alternative APN	`1004101180000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,178 sqft Living Area
Gross Area	2,619 sqft
1st Floor Area	1,298 sqft
2nd Floor Area	880 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,760 sqft (0.132 acres)
Lot Dimensions	96 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	348 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1246 OAK ST
City	UPLAND
State	CA
Zip	91784-7349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 11675 LOT 22 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 11675
Legal Tract	11675
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1015
Census Tract	813

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1246 OAK ST, UPLAND, CA 91784-7349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Jan 19, 2018	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Prior Sale	May 12, 2009 · Amount on Record
Deed Document Number	201820032
Last Transfer Date	May 21, 2021
Transfer Doc	0000244907
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 27, 2021
Property Address	1246 OAK ST, UPLAND, CA 91784-7349
Document Number	0000244907
Map Reference	MB 169 PG 100-107
Instrument Date	May 21, 2021
Instrument	2021-0244907
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 OAK ST, UPLAND, CA 91784-7349

Mortgage

Document Number	0000244908
Date	May 27, 2021
Instrument	2021-0244908

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1246 OAK ST, UPLAND, CA 91784-7349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173485
Date	May 30, 2019
Instrument	2019-0173485

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 19, 2018
Property Address	1246 OAK ST, UPLAND, CA 91784-7349
Document Number	0000020032
Map Reference	DOC86-139395
Instrument Date	Dec 11, 2017
Instrument	2018-0020032
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 OAK ST, UPLAND, CA 91784-7349

Mortgage

Document Number	0000020033
Date	Jan 19, 2018
Instrument	2018-0020033

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2019
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$639,195 (+2%) Land $223,719 Building $415,476
2025	$6,856.00 (+4.9%) Homeowner's exemption	$626,661 (+4.04%) Land $219,332 Building $407,329
2023	$6,536.00 (+2.22%) Homeowner's exemption	$602,327 Land $210,815 Building $391,512
2022	$6,394.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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