1246 NE 3rd St, Crystal River, FL 34429 Property Records

Citrus County property record for 1246 NE 3rd St, Crystal River, FL 34429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1976
Lot Size	0.213 acres (9,270 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Nov 2018)
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`17E-18S-22-0030-00110-0050`

Property Details

APN / Parcel Number

Primary APN	`17E-18S-22-0030-00110-0050`
Alternative APNs	`2218S17E0030001100050` `1081246`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,270 sqft (0.213 acres)
Lot Dimensions	104 ft deep x 89 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Porch	Open Porch
Porch Area	24 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1081246
Street Address	1246 NE 3RD ST
City	CRYSTAL RIVER
State	FL
Zip	34429-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	REPLAT OF CHARPIAS ADD TO CRYSTAL RIVER UNREC SUB LOT 5 IN BLK 11: COM AT THE NW CORN OF BLK 11 CHARPIAS ADDN TO CRYSTAL RIVER PB 1 PG30 TH N 89D 09M 17S E AL THE N LINE OF SD BLK 11 A DIST OF 358.56 FT TO THE POB TH CONT N 89D 09M 17S E AL SD N LINE
Legal Range	17E
Legal Township	18S
Legal Section	22
Legal Subdivision	CHARPIA`S ADD. TO CRYSTAL RIVE
Legal Block	11
Legal Lot Number	5
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	1
Census Block	1029
Census Tract	450602

Owner

1246 NE 3rd St is owned and occupied by an individual who bought it in November 2018.

Source: Citrus County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	1246 NE 3RD ST, CRYSTAL RIVER, FL 34429-4530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Dec 20, 2012 · Amount on File
Deed Document Number	201855586
Deed Book / Page	2937 / 826
Prior Transfer Date	Jul 1, 2008
Prior Transfer Doc	0022262050
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 2, 2018
Property Address	1246 NE 3RD ST, CRYSTAL RIVER, FL 34429-4530
Document Number	0029370826
Book / Page	002937 / 000826
Instrument Date	Oct 18, 2018
Instrument	55586
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	A-1 TITLE/NATURE COAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 NE 3RD ST CRYSTAL RIVER FL 344294530, CRYSTAL RIVER, FL 34429-4530

Mortgage

Document Number	29370827
Date	Nov 2, 2018
Book Page	002937/000827
Instrument	55587

Lender

Name	FRANCIS D FITZGERALD
Address	PO BOX 520, MAPLE FALLS, WA 98266-0520
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1246 NE 3rd St was $2,272, up 5.1% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Municipality	Crystal River City
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,272.00 (+5.09%)	$140,243 (-3.64%) Land $14,990 Building $125,253	$140,243 (-3.64%) Land $14,990 Building $125,253
2024	$2,162.00 (+12.55%)	$145,541 (+20.25%) Land $12,580 Building $132,961	$145,541 (+20.25%) Land $12,580 Building $132,961
2023	$1,921.00 (+14.69%)	$121,029 (+16.38%) Land $7,640 Building $113,389	$121,029 (+16.38%) Land $7,640 Building $113,389
2022	$1,675.00	$103,995 Land $5,610 Building $98,385	$103,995 Land $5,610 Building $98,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1246 NE 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 79 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	109 units insured incl. 30 condo units
Nearby Flood Claims	42 (1985–2024)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 19 claims Hurricane Idalia, Aug 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1246 NE 3rd St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CRYSTAL RIVER serves 4,528 people · EPA ID FL6090317
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30